10965 Eustice Rd, Soddy Daisy, TN 37379 Property Records

Hamilton County property record for 10965 Eustice Rd, Soddy Daisy, TN 37379

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,298 sqft · built 1958
Lot Size0.772 acres (33,667 sqft)
Owner2 Individual Names on File
Last Sale$199,000 (Apr 2021)
Tax Bill$618 (2025)
Deeds & MortgagesJun 2022 Mortgage
May 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN048L E 009

Property Details

APN / Parcel Number

Primary APN048L E 009
Alternative APN
  • 0000005274

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,298 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1976
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area33,667 sqft (0.772 acres)
Lot Dimensions185 ft deep x 205 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000005274
Street Address10965 EUSTICE RD
CitySODDY DAISY
StateTN
Zip37379-5608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionGANN RD
Legal SubdivisionBESSIE H HUGHES PROPERTY
JurisdictionHAMILTON TN
Township / Civil Division1
Census Block Group2
Census Block2053
Census Tract10309

Owner

10965 Eustice Rd is owned and occupied by two individuals who bought it in April 2021.

Source: Hamilton County records, as of January 2, 2026

Owner of Record2 Individual Names on File
Mailing Address10965 EUSTICE RD, SODDY DAISY, TN 37379-5608
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 30, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Apr 27, 2021Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Feb 7, 2020Loan Modification, Mortgage · Conventional Mortgage
CITIZENS TRI-CNTY BK
Oct 15, 2018Quit Claim Deed, Transfer · Line of Credit
CITIZENS TRI-CNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2021 · Amount on File
Deed SaleApr 27, 2021 · Amount on File
Prior SaleSep 29, 2011 · Amount on File
Deed Document Number2021360
Deed Book / Page12462 / 715
Prior Transfer DateSep 29, 2018
Prior Transfer Doc1015000166
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address10965 EUSTICE RD, SODDY DAISY, TN 37379-5608
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address10965 EUSTICE RD, SODDY DAISY, TN 37379-5608

Mortgage

Document Number0000000136
DateJun 7, 2022
Book Page12984/823
Instrument2022060700136
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term347 Months
DueMay 1, 2051

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address10965 EUSTICE RD, SODDY DAISY, TN 37379-5608
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address10965 EUSTICE RD, SODDY DAISY, TN 37379-5608

Mortgage

Document Number0000000229
DateMay 30, 2023
Book Page13302/984
Instrument2023053000229
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term336 Months
DueMay 1, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 27, 2021
Property Address10965 EUSTICE RD, SODDY DAISY, TN 37379-5608
Document Number0000000360
Book / Page12462 / 715
Instrument DateApr 26, 2021
Instrument2021042700360
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyJONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$736.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10965 EUSTICE RD, SODDY DAISY, TN 37379-5608

Mortgage

Document Number0012462717
DateApr 27, 2021
Instrument12462/717
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address10965 EUSTICE RD, SODDY DAISY, TN 37379-5608
Document Number0224000072
Instrument DateFeb 7, 2020
Transaction TypeMortgage
Record UpdatedMar 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10965 EUSTICE RD SODDY DAISY TN 373795608, SODDY DAISY, TN 37379-5608

Mortgage

Document Number0224000072
DateFeb 24, 2020
Book Page011916/000173
Instrument200224000072
Lender
NameCITIZENS TRI-CNTY BK
TypeBank
AddressSODDY DAISY, TN 37379
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueFeb 23, 2030

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateOct 15, 2018
Property Address10965 EUSTICE RD, SODDY DAISY, TN 37379-5608
Document Number1015000166
Book / Page011476 / 000876
Instrument DateSep 29, 2018
Instrument181015000166
Transaction TypeTransfer
Record UpdatedMar 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10965 EUSTICE RD SODDY DAISY TN 373795608, SODDY DAISY, TN 37379-5608

Mortgage

Document Number1015000167
DateOct 15, 2018
Book Page011476/000878
Instrument181015000167
Lender
NameCITIZENS TRI-CNTY BK
TypeBank
AddressSODDY DAISY, TN 37379
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueOct 14, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10965 Eustice Rd was $618, down 4.9% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalitySoddy-Daisy City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$618.00 (-4.92%)$40,775 (+40.24%)$163,100 (+40.24%) Land $40,000 Building $123,100
2024$650.00 (-33.88%)$29,075 (-)$116,300 (-) Land $35,000 Building $81,300
2023$983.00$29,075$116,300 Land $35,000 Building $81,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10965 Eustice Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Nearby Flood Policies49 in force
Nearby Flood Claims10 (2015–2020)
Most Recent ClaimApr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10965 Eustice Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 70% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST UTILITY DISTRICT
serves 20,710 people · EPA ID TN0000169
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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