10965 E 114th Ave, Commerce City (Henderson), CO 80640 Property Records

Adams County property record for 10965 E 114th Ave, Commerce City, CO 80640

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,921 sqft · built 2002
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Tax Bill	$1,903 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0138136`

Property Details

APN / Parcel Number

Primary APN	`R0138136`
Alternative APNs	`0172102306014` `172102306014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,921 sqft Living Area
1st Floor Area	1,118 sqft
2nd Floor Area	803 sqft
Basement Area	702 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	376 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0138136
Old Parcel Number	172102306014
Street Address	10965 E 114TH AVE
City	COMMERCE CITY
State	CO
Zip	80640-7666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:RIVER RUN FILING NO 4 BLK:14 LOT:22
Legal Range	67W
Legal Township	02S
Legal Section	02
Legal Quarter	NW
Legal Subdivision	RIVER RUN FILING NO 4
Legal Block	14
Legal Lot Number	22
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	1
Census Block	1016
Census Tract	8556

Owner

10965 E 114th Ave is owned and occupied by an individual who acquired it in February 2021.

Source: Adams County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	10965 E 114TH AVE, COMMERCE CITY, CO 80640-7666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Feb 24, 2021	Intrafamily Transfer, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP
Aug 24, 2018	Deed of Trust, Mortgage · FHA Mortgage PARTNERS UNITED FINANCIAL LLC
Jul 2, 2019	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Aug 2, 2002 · Amount on File
Last Transfer Date	Feb 24, 2021
Transfer Doc	0000022054
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	10965 E 114TH AVE, COMMERCE CITY, CO 80640-7666
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10965 E 114TH AVE, COMMERCE CITY, CO 80640-7666

Mortgage

Document Number	0000061853
Date	Jul 19, 2022
Instrument	2022000061853

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2032

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	10965 E 114TH AVE, COMMERCE CITY, CO 80640-7666
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10965 E 114TH AVE, COMMERCE CITY, CO 80640-7666

Mortgage

Document Number	0000061515
Date	Jul 19, 2022
Instrument	2022000061515

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS CO
Recording Date	Feb 24, 2021
Property Address	10965 E 114TH AVE, COMMERCE CITY, CO 80640-7666
Document Number	0000022054
Instrument Date	Feb 18, 2021
Instrument	2021000022054
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10965 E 114TH AVE, COMMERCE CITY, CO 80640-7666

Mortgage

Document Number	0000022055
Date	Feb 24, 2021
Instrument	2021000022055

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	10965 E 114TH AVE, COMMERCE CITY, CO 80640-7666
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068758
Date	Aug 24, 2018
Instrument	2018000068758

Lender

Name	PARTNERS UNITED FINANCIAL LLC
Type	Non-Lending Institution
Address	COLUMBUS, OH 43085

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	10965 E 114TH AVE, COMMERCE CITY, CO 80640-7666
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051686
Date	Jul 2, 2019
Instrument	2019000051686

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10965 E 114th Ave was $1,903.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,903.00	$31,310 Land $6,560 Building $24,750	$501,000 Land $105,000 Building $396,000
2023	$4,359.00 (+8.41%)	$35,720 (+9.44%) Land $6,430 Building $29,290	$528,000 (+12.39%) Land $95,000 Building $433,000
2022	$4,021.00	$32,640 Land $12,640 Building $20,000	$469,807 Land $182,000 Building $287,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10965 E 114th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10965 E 114th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60
CenturyLink DSL	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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