Palm Beach County property record for 10965 Christopher Ave, Boca Raton, FL 33428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,522 sqft · built 1980 |
| Lot Size | 0.256 acres (11,134 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100 (Jul 2016) |
| Tax Bill | $3,069 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-41-47-25-10-036-0030 |
| Primary APN | 00-41-47-25-10-036-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,522 sqft Living Area |
| Gross Area | 2,082 sqft |
| 1st Floor Area | 1,522 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,134 sqft (0.256 acres) |
| Lot Dimensions | 105 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 10965 CHRISTOPHER AVE |
|---|---|
| City | BOCA RATON |
| State | FL |
| Zip | 33428-4061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | HOLIDAY CITY AT BOCA RATON SEC9 LOT 3 BLK 36 |
| Legal Range | 41E |
| Legal Township | 47S |
| Legal Section | 25 |
| Legal Subdivision | HOLIDAY CITY AT BOCA RATON |
| Legal Block | 36 |
| Legal Lot Number | 3 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | SUNSHINE PARKWAY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 7731 |
10965 Christopher Ave is owned and occupied by an individual who bought it in July 2016.
Source: Palm Beach County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10965 CHRISTOPHER AVE, BOCA RATON, FL 33428-4061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Aug 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2016 · Amount on File |
| Deed Sale | Jul 1, 2016 · Amount on File |
| Prior Sale | Apr 11, 2013 · Amount on File |
| Deed Book / Page | 28482 / 124 |
| Transfer Doc | 9588000113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 10965 CHRISTOPHER AVE, BOCA RATON, FL 33428-4061 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10965 CHRISTOPHER AVE, BOCA RATON, FL 33428-4061 |
| Document Number | 0322080283 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 32208/283 |
| Instrument | 20210076238 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 319 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 10965 CHRISTOPHER AVE, BOCA RATON, FL 33428-4061 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0293100870 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 29310/0870 |
| Instrument | 20170307041 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 10965 Christopher Ave was $3,069 with a homeowner's exemption, up 3.4% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,069.00 (+3.44%) Homeowner's exemption | $203,888 | $436,678 Land $153,332 Building $283,346 |
| 2024 | $2,967.00 (+2.99%) | ||
| 2023 | $2,881.00 (+1.34%) Homeowner's exemption | $192,371 (+3%) | $424,996 (+10.97%) Land $130,479 Building $294,517 |
| 2022 | $2,843.00 Homeowner's exemption | $186,768 | $382,968 Land $127,568 Building $255,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10965 Christopher Ave in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 107 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 107 in force |
| Nearby Flood Claims | 38 (1981–2020) |
| Claims Outside the SFHA | 4 of 38 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10965 Christopher Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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