10964 FM 1972, Gilmer, TX 75645 Property Records

Upshur County property record for 10964 FM 1972, Gilmer, TX 75645

Property Summary

Property TypeRural Home
Details2 ba · 4,092 sqft · built 1996
Lot Size6.33 acres (275,735 sqft)
Owner2 Individual Names on Record
Tax Bill$2,274 (2026)
Deeds & MortgagesMay 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN121U-S06-000-016-4

Property Details

APN / Parcel Number

Primary APN121U-S06-000-016-4
Alternative APN
  • 73710

Interior

Full Baths2 Baths
Building Area4,092 sqft Living Area
1st Floor Area1,500 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialMetal
Roof MaterialGalvanized Metal
Lot Area275,735 sqft (6.33 acres)
Garage TypeCarport
Garage Area750 sqft
CarportCarport
Carport Area750 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number121U-S06-000-016-4
Street Address10964 FM 1972
CityGILMER
StateTX
Zip75645-8308
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionABS A121 DUNN, JAMES M,TRACT 16-4, 6.33 ACRES & METAL HOUSE
Legal SubdivisionJAMES M DUNN SURVEY A-121
Legal Tract4-16
JurisdictionUPSHUR TX
Township / Civil DivisionORE CITY
Census Block Group3
Census Block3017
Census Tract950102

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10964 FM 1972, GILMER, TX 75645-8308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUPSHUR TX
Property Address10964 FM 1972, GILMER, TX 75645-8308
Transaction TypeMortgage
Record UpdatedMay 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10964 FM 1972, GILMER, TX 75645-8308

Mortgage

Document Number0202303085
DateMay 16, 2023
Instrument202303085
Lender
NameEASTMAN CU
TypeCredit Union
AddressKINGSPORT, TN 37660
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 15, 2038

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyUpshur County
Unified School DistrictNew Diana Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,274.00 (+331.5%) Homeowner's exemption$215,014 (+5.57%)$234,800 (-1.31%) Land $113,890 Building $120,910
2025$527.00 (-70.9%) Homeowner's exemption Additional exemption filed$203,665 (+126.44%)$237,920 (+5.14%) Land $113,280 Building $124,640
2023$89,942$226,290 Land $114,010 Building $112,280
2022$1,811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 62% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIANA SUD
serves 7,953 people · EPA ID TX2300006
Water SourcePurchased surface water from NORTHEAST TEXAS MWD
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Etex Telephone
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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