10964 65th Ter E, Palmetto, FL 34221 Property Records

Manatee County property record for 10964 65th Ter E, Palmetto, FL 34221

Property Summary

Property TypeResidential Vacant Land
Lot Size0.045 acres (1,960 sqft)
Owner2 Individual Names on Record
Last Sale$236,000 (Feb 2026)
Tax Bill$162 (2024)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6053-1775-9

Property Details

APN / Parcel Number

Primary APN6053-1775-9

Exterior

Lot Area1,960 sqft (0.045 acres)
View / LotLake Front

Location & Zoning

Street Address10964 65TH TER E
CityPALMETTO
StateFL
Zip34221-1344
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOT 740, STONEGATE PRESERVE III PI # 6053.1775/9
Legal SubdivisionSTONEGATE PRESERVE PH III
Legal Lot Number740
JurisdictionMANATEE FL
Township / Civil DivisionPARRISH
Census Block Group2
Census Block2015
Census Tract1915

Owner

Source: Manatee County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5830 PARAPET DR, JAMESVILLE, NY 13078-6521
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2026 · Amount on Record
Deed SaleFeb 11, 2026 · Amount on Record
Prior SaleJan 20, 2026 · Amount on Record
Deed Document Number202615155
Record UpdatedSep 20, 2026

February 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMANATEE FL
Recording DateFeb 11, 2026
Property Address10964 65TH TER E, PALMETTO, FL 34221-1344
Document Number0041015155
Map ReferenceMB 79 PG 174
Instrument DateFeb 4, 2026
Instrument202641015155
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 30, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,652.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4301 W BOY SCOUT BLVD # BLVD600, BLVD600, TAMPA, FL 33607-5709

Transferred To (Grantee/Buyer)

NameVerified Name
Address5830 PARAPET DR, JAMESVILLE, NY 13078-6521

Mortgage

Document Number0041015156
DateFeb 11, 2026
Instrument202641015156
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateMar 1, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.1%
IndexSOFR Average 30-Day
Margin3
Max Rate10.1%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$45,008 Land $45,008$45,008 Land $45,008
2024$162.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 229 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies229 in force
Nearby Flood Claims3 (2020–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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