10963 Shetland Ave, Montclair, CA 91763 Property Records

San Bernardino County property record for 10963 Shetland Ave, Montclair, CA 91763

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,525 sqft · built 2004
Lot Size	0.124 acres (5,382 sqft)
Owner	Company Name on File
Last Sale	$455,000 (Feb 2005)
Tax Bill	$6,967 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1012-281-50-0000`

Property Details

APN / Parcel Number

Primary APN	`1012-281-50-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,525 sqft Living Area
Gross Area	3,135 sqft
1st Floor Area	1,422 sqft
2nd Floor Area	1,103 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	5,382 sqft (0.124 acres)
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	391 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10963 SHETLAND AVE
City	MONTCLAIR
State	CA
Zip	91763-6138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16679 LOT 31 BOOK 302 PAGE 5
Legal Subdivision	TRACT NO 166479
Legal Tract	16679
Legal Block	1
Legal Lot Number	31
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1012
Census Tract	304

Owner

10963 Shetland Ave is owned by a company that acquired it in August 2012 and is owner-occupied.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Company Name on File
Mailing Address	10963 SHETLAND AVE, MONTCLAIR, CA 91763-6138
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Aug 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Mar 31, 2020	Deed of Trust, Mortgage HANMI BANK
Jul 16, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2005 · Amount on File
Deed Sale	Feb 23, 2005 · Amount on File
Prior Sale	Jan 5, 2005 · Amount on File
Deed Document Number	2005125029
Last Transfer Date	Aug 14, 2012
Transfer Doc	0000351098
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10963 SHETLAND AVE, MONTCLAIR, CA 91763-6138
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10963 SHETLAND AVE, MONTCLAIR, CA 91763-6138

Mortgage

Document Number	0000145903
Date	Mar 31, 2021
Instrument	2021-0145903

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10963 SHETLAND AVE, MONTCLAIR, CA 91763-6138
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10963 SHETLAND AVE, MONTCLAIR, CA 91763-6138

Mortgage

Document Number	0000196872
Date	Aug 21, 2024
Instrument	2024-0196872

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jul 19, 2044

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10963 SHETLAND AVE, MONTCLAIR, CA 91763-6138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112648
Date	Mar 31, 2020
Instrument	2020-0112648

Lender

Name	HANMI BANK
Type	Bank
Address	LOS ANGELES, CA 90010

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10963 SHETLAND AVE, MONTCLAIR, CA 91763-6138
Document Number	0000253898
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10963 SHETLAND AVE MONTCLAIR CA 917636138, MONTCLAIR, CA 91763-6138

Mortgage

Document Number	0000253898
Date	Jul 29, 2019
Instrument	253898

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 28, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 10963 Shetland Ave was $6,967 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Montclair City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$654,165 (+2%) Land $226,423 Building $427,742
2025	$6,967.00 Homeowner's exemption	$641,338 Land $221,983 Building $419,355
2023	$6,614.00 (+1.35%) Homeowner's exemption	$616,434 Land $213,363 Building $403,071
2022	$6,526.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10963 Shetland Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Most Recent Claim	Feb 1992 · Rain/snow/wind Storms, Flooding, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10963 Shetland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTE VISTA WD serves 56,390 people · EPA ID CA3610029
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Shetland Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures