Montgomery County property record for 10963 Deborah Dr, Potomac, MD 20854
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,373 sqft · built 1970 |
| Lot Size | 0.102 acres (4,421 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,000 (May 2012) |
| Tax Bill | $7,711 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00905115 |
| Primary APN | 10-00905115 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,373 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 4,421 sqft (0.102 acres) |
| Porch | Open Porch |
| Porch Area | 64 sqft |
| Deck Area | 458 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00905115 |
|---|---|
| Street Address | 10963 DEBORAH DR |
| City | POTOMAC |
| State | MD |
| Zip | 20854-2718 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R90 |
| Legal Description | INVERNESS FOREST TWN HS |
| Legal Subdivision | INVERNESS FOREST TWNHS |
| Legal Block | K |
| Legal Lot Number | 28 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 706010 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10963 DEBORAH DR, POTOMAC, MD 20854-2718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Feb 22, 2019 | Deed of Trust, Mortgage · Line of Credit MID-ATLANTIC FCU |
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2012 · Amount on Record |
| Deed Sale | May 10, 2012 · Amount on Record |
| Prior Sale | Jan 5, 2006 · Amount on Record |
| Deed Book / Page | 43926 / 333 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10963 DEBORAH DR, POTOMAC, MD 20854-2718 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | LENDERLIVE SETTLEMENT SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0572340135 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 57234/135 |
| Name | MID-ATLANTIC FCU |
|---|---|
| Type | Credit Union |
| Address | GERMANTOWN, MD 20874 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10963 DEBORAH DR, POTOMAC, MD 20854-2718 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | STAR SETTLEMENT LLC, SMART SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 10963 DEBORAH DR, POTOMAC, MD 20854-2718 |
| Document Number | 0635530260 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 63553/260 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $721,500 (+6.38%) | $808,100 (+19.15%) Land $300,000 Building $508,100 | |
| 2025 | $7,711.00 (+20.92%) | $678,200 (+8.4%) Land $300,000 Building $378,200 | $678,200 (-) Land $300,000 Building $378,200 |
| 2023 | $625,667 | $678,200 Land $300,000 Building $378,200 | |
| 2022 | $6,377.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2014–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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