10962 Windjammer Dr N, Indianapolis, IN 46256 Property Records

Hamilton County property record for 10962 Windjammer Dr N, Indianapolis, IN 46256

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,208 sqft · built 1988
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Tax Bill$6,426 (2024)
Deeds & MortgagesJan 2024 Line of Credit
Apr 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-15-09-308-004.000-020

Property Details

APN / Parcel Number

Primary APN29-15-09-308-004.000-020
Alternative APNs
  • 291509308004000033
  • 1315090308004000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area4,208 sqft Living Area
1st Floor Area3,008 sqft
Basement Area1,504 sqft
Finished Basement1,200 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions178 ft deep x 104 ft wide
Garage TypeAttached
Garage Area684 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number1315090308004000
Old Parcel Number291509308004000033
Street Address10962 WINDJAMMER DR N
CityINDIANAPOLIS
StateIN
Zip46256-9669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .40, SECTION 9, TOWNSHIP 17, RANGE 5, WINDJAMMER BAY, LOT 21
Legal Range05
Legal Township17
Legal Section09
Legal SubdivisionWINDJAMMER BAY
Legal Lot Number21
JurisdictionHAMILTON IN
Township / Civil DivisionFALL CREEK
Census Block Group3
Census Block3013
Census Tract110805

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10962 WINDJAMMER DR N, INDIANAPOLIS, IN 46256-9669
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2024Deed of Trust, Mortgage · Line of Credit
MERCHANTS BANK
Apr 25, 2022Deed of Trust, Mortgage · Line of Credit
MERCHANTS BANK OF INDIANA
Feb 2, 2021Personal Representative Deed, Transfer · Conventional Mortgage
MERCHANTS BANK OF INDIANA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2021
Deed SaleFeb 2, 2021
Prior SaleJul 28, 2008
Deed Document Number2021008244
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10962 WINDJAMMER DR N, INDIANAPOLIS, IN 46256-9669
Transaction TypeMortgage
Record UpdatedFeb 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003046
DateJan 30, 2024
Instrument2024003046
Lender
NameMERCHANTS BANK
TypeBank
AddressCARMEL, IN 46032
Agreement
TypeLine of Credit
AmountAmount Recorded
Term85 Months
DueFeb 24, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10962 WINDJAMMER DR N, INDIANAPOLIS, IN 46256-9669
Transaction TypeMortgage
Record UpdatedMay 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020715
DateApr 25, 2022
Instrument2022020715
Lender
NameMERCHANTS BANK OF INDIANA
TypeBank
AddressCARMEL, IN 46032
Agreement
TypeLine of Credit
AmountAmount Recorded
Term85 Months
DueMay 15, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionHAMILTON IN
Recording DateFeb 2, 2021
Property Address10962 WINDJAMMER DR N, INDIANAPOLIS, IN 46256-9669
Document Number2021008244
Map ReferenceMB 12 PG 179-182
Instrument DateJan 23, 2021
Instrument2021008244
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10962 WINDJAMMER DR N, INDIANAPOLIS, IN 46256-9669

Mortgage

Document Number2021008245
DateFeb 2, 2021
Instrument2021008245
Lender
NameMERCHANTS BANK OF INDIANA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 1, 2041

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionFall Creek Township
MunicipalityFishers City
Unified School DistrictHamilton Southeastern Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$628,200 (+13.54%) Land $67,500 Building $560,700$628,200 (+13.54%) Land $67,500 Building $560,700
2024$6,426.00 (+9.34%)$553,300 (+9%) Land $67,500 Building $485,800$553,300 (+9%) Land $67,500 Building $485,800
2023$5,877.00 (+4.83%) Homeowner's exemption$507,600 (+8.18%) Land $69,400 Building $438,200$507,600 (+8.18%) Land $69,400 Building $438,200
2022$5,606.00 Homeowner's exemption$469,200 Land $69,400 Building $399,800$469,200 Land $69,400 Building $399,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1990)
Most Recent ClaimDec 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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