Cook County property record for 10962 S Esmond St, Chicago, IL 60643
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,000 sqft · built 1924 |
| Lot Size | 0.078 acres (3,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Apr 2021) |
| Tax Bill | $2,115 (2023) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-18-409-019 |
| Primary APN | 25-18-409-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 1,021 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 3,400 sqft (0.078 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10962 S ESMOND ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60643-3430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | SOUTHEASTERLY68 1/4 FT LOT9 BLK50 S EC19 S18+ T37N R14E 3P |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 18 |
| Legal Subdivision | WASHINGTON HEIGHTS |
| Legal Block | 50 |
| Legal Lot Number | 9 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 750200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Ridge Historic District listed 1976 · NRIS 76000703 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
10962 S Esmond St is owned and occupied by two individuals who bought it in April 2021.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10962 S ESMOND ST, CHICAGO, IL 60643-3430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Dec 17, 2019 | Trustee's Deed, Construction Loan · Line of Credit COMMERCIAL LENDER LLC |
| Jun 20, 2019 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2021 · Amount on File |
| Deed Sale | Apr 9, 2021 · Amount on File |
| Prior Sale | Jun 20, 2019 · Amount on File |
| Deed Document Number | 20217005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 9, 2021 |
| Property Address | 10962 S ESMOND ST, CHICAGO, IL 60643-3430 |
| Document Number | 0009907005 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 2109907005 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10962 S ESMOND ST, CHICAGO, IL 60643-3430 |
| Document Number | 0009907006 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2109907006 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 17, 2019 |
| Property Address | 10962 S ESMOND ST, CHICAGO, IL 60643-3430 |
| Document Number | 1935108258 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 35108258 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 3, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9216 S 54TH AVE OAK LAWN IL 604531604, OAK LAWN, IL 60453-1604 |
| Document Number | 1935108258 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 35108258 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Address | VERNON, CT 06066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Dec 16, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 20, 2019 |
| Property Address | 10962 S ESMOND ST, CHICAGO, IL 60643-3430 |
| Document Number | 1917149340 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 17149340 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $52.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9216 S 54TH AVE OAK LAWN IL 604531604, OAK LAWN, IL 60453-1604 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,000 Land $4,250 Building $26,750 | $310,000 Land $42,500 Building $267,500 | |
| 2023 | $2,115.00 (+2.57%) | ||
| 2022 | $2,062.00 (+2.28%) | $10,000 (-) Land $3,400 Building $6,600 | $100,000 (-) Land $34,000 Building $66,000 |
| 2021 | $2,016.00 | $10,000 Land $3,400 Building $6,600 | $100,000 Land $34,000 Building $66,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10962 S Esmond St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 10962 S Esmond St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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