10962 FM 1130, Orange, TX 77632 Property Records

Orange County property record for 10962 FM 1130, Orange, TX 77632

Property Summary

Property Type	Rural Home
Details	1,448 sqft · built 1981
Lot Size	15.1 acres (659,498 sqft)
Owner	Individual Name on File
Tax Bill	$3,507 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2017 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`000001-001651`

Property Details

APN / Parcel Number

Primary APN	`000001-001651`
Alternative APN	`R10960`

Interior

Building Area	1,448 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	659,498 sqft (15.1 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	324 sqft
Patio Area	324 sqft
Storage Building	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R10960
Street Address	10962 FM 1130
City	ORANGE
State	TX
Zip	77632-1097
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1 ABST. 1 JOHN ALLEN, TRACT 015A, ACRES 15.14
Legal Subdivision	ABST 1 JOHN ALLEN
Legal Tract	015A
Jurisdiction	ORANGE TX
Township / Civil Division	MAURICEVILLE
Census Block Group	1
Census Block	1008
Census Tract	21200

Owner

10962 FM 1130, a rural home, is owned and occupied by an individual who acquired it in October 2004.

Source: Orange County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	10962 FM 1130, ORANGE, TX 77632-1097
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 18, 2017	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2004
Deed Sale	Oct 16, 2004
Deed Document Number	2004275479
Deed Book / Page	1468 / 411
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE TX
Property Address	10962 FM 1130, ORANGE, TX 77632-1097
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10962 FM 1130 77632, 77632, ORANGE, TX 77632-1097

Mortgage

Document Number	0000506234
Date	Jul 22, 2021
Instrument	506234

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	311 Months
Due	Jun 1, 2047

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE TX
Property Address	10962 FM 1130, ORANGE, TX 77632-1097
Document Number	0000444736
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10962 FM 1130 ORANGE TX 776321097, ORANGE, TX 77632-1097

Mortgage

Document Number	0000444736
Date	May 18, 2017
Instrument	444736

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 10962 FM 1130 was $3,507 with a homeowner's exemption, up 128.9% from the year before.

Source: Orange County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Orange County
Unified School District	Little Cypress-Mauriceville Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,507.00 (+128.92%)	$195,964 (-2.26%)	$292,018 (-1.52%) Land $125,235 Building $166,783
2025	$1,532.00 (-21.8%) Homeowner's exemption	$200,493 Land $29,195 Building $171,298	$296,533 Land $125,235 Building $171,298
2024	$1,959.00
2023		$190,314 Land $29,055 Building $161,259	$286,494 Land $125,235 Building $161,259

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10962 FM 1130 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 112 policies
Nearby Flood Policies	112 in force
Nearby Flood Claims	81 (1983–2019)
Claims Outside the SFHA	44 of 81
Most Recent Claim	Sep 2019 · Tropical Storm Imelda
Claims by Event	Tropical Storm Imelda, Sep 2019 · 25 claims Hurricane Harvey, Sep 2017 · 44 claims Hurricane Rita, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10962 FM 1130 is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 1130

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