Ottawa County property record for 10960 78th Ave, Allendale, MI 49401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,647 sqft · built 2003 |
| Lot Size | 1.2 acres (52,620 sqft) |
| Owner | Individual Name on File |
| Last Sale | $36,900 (Sep 2003) |
| Tax Bill | $3,623 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-09-28-100-029 |
| Primary APN | 70-09-28-100-029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,647 sqft Living Area |
| 1st Floor Area | 1,647 sqft |
| Basement Area | 1,647 sqft |
| Unfinished Basement | 1,647 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 52,620 sqft (1.2 acres) |
| Lot Width | 150 ft Width |
| Garage Area | 844 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10960 78TH AVE |
|---|---|
| City | ALLENDALE |
| State | MI |
| Zip | 49401-8734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF NW 1/4 COM S 89D 57M 56S E 133367 FT & N 01D 26M 36S W 96017 FT FROM W 1/4 COR, TH N 01D 26M 36S W 150 FT TH S 89D 57M 56S E 367 FT M/L TO CEN LI OF BASS CREEK, SE'LY ALG SD CEN LI 160 FT M/L, N 89D 57M 56S W 426 FT M/L TO BEG SEC 28 T7N R14W |
| Legal Range | 14W |
| Legal Township | 07N |
| Legal Section | 28 |
| Legal Block | 100 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | ALLENDALE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 24402 |
10960 78th Ave is owned and occupied by an individual who bought it in September 2003.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10960 78TH AVE, ALLENDALE, MI 49401-8734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2003 · Amount on File |
| Deed Sale | Sep 12, 2003 · Amount on File |
| Deed Book / Page | 4249 / 412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 10960 78TH AVE, ALLENDALE, MI 49401-8734 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20210002349 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 2021-0002349 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2025 property tax bill for 10960 78th Ave was $3,623 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Allendale Charter Township |
| Unified School District | Allendale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,800 | $395,600 | |
| 2025 | $3,623.00 | ||
| 2023 | $165,300 | $330,600 | |
| 2022 | $3,174.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10960 78th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10960 78th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLENDALE TOWNSHIP serves 19,725 people · EPA ID MI0000127 |
|---|---|
| Water Source | Purchased surface water from GRAND RAPIDS |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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