1096 Symphony Ln, Chaska, MN 55318 Property Records

Carver County property record for 1096 Symphony Ln, Chaska, MN 55318

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,826 sqft · built 2011
Lot Size	0.332 acres (14,462 sqft)
Owner	Individual Name on File
Last Sale	$450,833 (Nov 2011)
Tax Bill	$10,274 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Oct 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-5910210`

Property Details

APN / Parcel Number

Primary APN	`30-5910210`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,826 sqft Finished Area
Gross Area	3,786 sqft
1st Floor Area	1,578 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,462 sqft (0.332 acres)
Garage Area	668 sqft
Porch	Porch
Porch Area	302 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1096 SYMPHONY LN
City	CHASKA
State	MN
Zip	55318-4589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 19 TOWNSHIP 116 RANGE 023 SYMPHONY HILLS LOT 009 BLOCK 004
Legal Range	023
Legal Township	116
Legal Section	19
Legal Subdivision	SYMPHONY HILLS
Legal Block	4
Legal Lot Number	9
Jurisdiction	CARVER MN
Township / Civil Division	CHASKA
Census Block Group	2
Census Block	2003
Census Tract	90802

Owner

1096 Symphony Ln is owned and occupied by an individual who acquired it in September 2020.

Source: Carver County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1096 SYMPHONY LN, CHASKA, MN 55318-4589
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
Oct 12, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
Dec 23, 2025	Transfer on Death Deed, Transfer
Dec 11, 2020	Quit Claim Deed, Transfer LEND SMART MTG
Jun 7, 2018	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2011 · Amount on File
Deed Sale	Nov 14, 2011 · Amount on File
Prior Sale	May 17, 2011 · Amount on File
Deed Document Number	201180006
Last Transfer Date	Sep 24, 2020
Transfer Doc	0000712709
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	1096 SYMPHONY LN, CHASKA, MN 55318-4589
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A721076
Date	Mar 26, 2021
Instrument	A721076

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	HUDSON, WI 54016

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 10, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	1096 SYMPHONY LN, CHASKA, MN 55318-4589
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	EXECUTIVE TITLE-TAYLOR, EXECUTIVE TITLE TAYLOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A765979
Date	Oct 12, 2023
Instrument	A765979

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	HUDSON, WI 54016

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARVER MN
Recording Date	Dec 23, 2025
Property Address	1096 SYMPHONY LN, CHASKA, MN 55318-4589
Document Number	000A794980
Instrument Date	Dec 23, 2025
Instrument	A794980
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARVER MN
Recording Date	Dec 11, 2020
Property Address	1096 SYMPHONY LN, CHASKA, MN 55318-4589
Document Number	0000712709
Instrument Date	Sep 24, 2020
Instrument	712709
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	EXECUTIVE TITLE-TAYLOR

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1096 SYMPHONY LN CHASKA MN 553184589, CHASKA, MN 55318-4589

Mortgage

Document Number	712710
Date	Dec 11, 2020
Instrument	712710

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	1096 SYMPHONY LN, CHASKA, MN 55318-4589
Document Number	0000663751
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1096 SYMPHONY LN CHASKA MN 553184589, CHASKA, MN 55318-4589

Mortgage

Document Number	0000663751
Date	Jun 22, 2018
Instrument	663751

Lender

Name	ASSOCIATED BK NA
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1096 Symphony Ln was $10,274 with a homeowner's exemption, up 6% from the year before.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chaska City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,274.00 (+6.03%) Homeowner's exemption	$748,200 (-1.59%) Land $161,000 Building $587,200	$748,200 (-1.59%) Land $161,000 Building $587,200
2025	$9,690.00 (+3.37%) Homeowner's exemption	$760,300 (+0.8%) Land $155,300 Building $605,000	$760,300 (+0.8%) Land $155,300 Building $605,000
2024	$9,374.00 (+8.37%) Homeowner's exemption	$754,300 (+0.82%) Land $155,300 Building $599,000	$754,300 (+0.82%) Land $155,300 Building $599,000
2023	$8,650.00 Homeowner's exemption	$748,200 Land $155,300 Building $592,900	$748,200 Land $155,300 Building $592,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1096 Symphony Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1096 Symphony Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chaska serves 30,000 people · EPA ID MN1100002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: GigFire.

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