1096 Stove Point Rd, Deltaville, VA 23043 Property Records

Middlesex County property record for 1096 Stove Point Rd, Deltaville, VA 23043

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,620 sqft · built 1945
Lot Size0.909 acres (39,601 sqft)
Owner2 Individual Names on Record
Tax Bill$4,661 (2026)
Flood ZoneZone X (minimal risk)
APN46 2 2

Property Details

APN / Parcel Number

Primary APN46 2 2
Alternative APN
  • 4036

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,620 sqft Living Area
Gross Area5,218 sqft
1st Floor Area2,164 sqft
FlooringHardwood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1984
Exterior MaterialFiber Cement Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area39,601 sqft (0.909 acres)

Exterior Amenities

PorchSlab
Porch Area555 sqft
Patio Area185 sqft
Boat House512 sqft
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number4036
Street Address1096 STOVE POINT RD
CityDELTAVILLE
StateVA
Zip23043-2018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionSTOVE POINT 46-1 LOTS 1A & 2 DB 90-391 0000
Legal Lot Number1A
JurisdictionMIDDLESEX VA
Township / Civil DivisionPINE TOP
Census Block Group1
Census Block1036
Census Tract951200

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address26692 PRESQUILE RD, EASTON, MD 21601-5310
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMiddlesex County
Unified School DistrictMiddlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,661.00$764,100 (-) Land $362,000 Building $402,100$764,100 (-) Land $362,000 Building $402,100
2025$4,661.00$764,100 (-) Land $362,000 Building $402,100$764,100 (-) Land $362,000 Building $402,100
2023$4,661.00$764,100 Land $362,000 Building $402,100$764,100 Land $362,000 Building $402,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 129 policies
Nearby Flood Policies129 in force
Nearby Flood Claims46 (1992–2022)
Claims Outside the SFHA7 of 46
Most Recent ClaimOct 2022 · other causes
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 17 claims
  • Hurricane Isabel, Sep 2003 · 12 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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