1096 State Rte 17, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 1096 State Rte 17, Ramsey, NJ 07446

Property Summary

Property Type	Commercial
Details	built 1974
Lot Size	3.06 acres (133,729 sqft)
Owner	Company Name on File
Last Sale	$10,500,000 (Jul 2018)
Tax Bill	$171,115 (2025)
Deeds & Mortgages	Jul 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-04301-01-00015`

Property Details

APN / Parcel Number

Primary APN	`48-04301-01-00015`
Alternative APN	`4804301000000015`

Interior

Stories	1 Story

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Lot Area	133,729 sqft

Location & Zoning

Old Parcel Number	4804301000000015
Street Address	1096 STATE RT 17
City	RAMSEY
State	NJ
Zip	07446-1651
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	IP
Legal Description	3.070AC
Legal Block	4301
Legal Lot Number	15
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1003
Census Tract	44202

Owner

1096 State Rte 17, a commercial property, is owned by a company that bought it in July 2018.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record	Company Name on File
Mailing Address	150 N BARTLETT ST, MEDFORD, OR 97501-6015
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2018 · Amount on File
Deed Sale	Jul 18, 2018 · Amount on File
Prior Sale	Feb 7, 2003 · Amount on File
Deed Document Number	201818-051203
Deed Book / Page	3001 / 368
Record Updated	Sep 20, 2026

July 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Jul 18, 2018
Property Address	1096 STATE RT 17, RAMSEY, NJ 07446-1651
Document Number	0030010368
Book / Page	003001 / 000368
Instrument Date	May 17, 2018
Instrument	51203
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	COMMONWEALTH LAND TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	150 N BARTLETT ST MEDFORD OR 975016032, MEDFORD, OR 97501-6032

Mortgage

Document Number	30010375
Date	Jul 18, 2018
Book Page	003001/000375
Instrument	51203

Lender

Name	TOYOTA MOTOR CREDIT
Type	Funding / Finance Company
Address	6565 HEADQUARTERS DR, PLANO, TX 75024-5965

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1096 State Rte 17 was $171,115, down 6.7% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,484,200 (+2.09%) Land $3,966,500 Building $4,517,700	$8,484,200 (+2.09%) Land $3,966,500 Building $4,517,700
2025	$171,115.00 (-6.74%)	$8,310,600 Land $3,863,000 Building $4,447,600	$8,310,600 Land $3,863,000 Building $4,447,600
2024	$183,484.00
2023		$6,501,900 Land $2,845,500 Building $3,656,400	$6,501,900 Land $2,845,500 Building $3,656,400
2022	$170,544.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1096 State Rte 17 in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2021)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1096 State Rte 17 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20