1096 Madison Pl, Laguna Beach, CA 92651 Property Records

Orange County property record for 1096 Madison Pl, Laguna Beach, CA 92651 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,255 sqft · built 1961
Lot Size	0.157 acres (6,880 sqft)
Owner	Company Name on File
Last Sale	$2,180,000 (Jan 2026)
Tax Bill	$21,372 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`644-311-04`

Property Details

APN / Parcel Number

Primary APN	`644-311-04`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,255 sqft Living Area

Exterior

Year Built	Built 1961
Lot Area	6,880 sqft (0.157 acres)

Location & Zoning

Street Address	1096 MADISON PL
City	LAGUNA BEACH
State	CA
Zip	92651-2841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1038 BLK LOT A TR 1038 LOT A POR OF LOT
Legal Tract	1038
Legal Lot Number	A
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1001
Census Tract	62620

Owner

Source: Orange County records · APN 644-311-04

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1096 MADISON PL, LAGUNA BEACH, CA 92651-2841
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP
Jan 28, 2026	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 08, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Prior Sale	Dec 08, 2022 · Amount on Record
Deed Document Number	2026000021584
Record Updated	Jun 08, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1096 MADISON PL, LAGUNA BEACH, CA 92651-2841
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1096 MADISON PL, LAGUNA BEACH, CA 92651-2841

Mortgage

Document Number	0000076006
Date	Mar 10, 2025
Instrument	2025000076006

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2055

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 28, 2026
Property Address	1096 MADISON PL, LAGUNA BEACH, CA 92651-2841
Document Number	0000021584
Map Reference	MB 34 PG 3
Instrument Date	Dec 23, 2025
Instrument	2026000021584
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1096 MADISON PL, LAGUNA BEACH, CA 92651-2841

Mortgage

Document Number	0000021585
Date	Jan 28, 2026
Instrument	2026000021585

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Feb 01, 2033
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	SOFR Average 30-Day
Max Rate	10.6%

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 08, 2022
Property Address	1096 MADISON PL, LAGUNA BEACH, CA 92651-2841
Document Number	0000401425
Map Reference	MB 34 PG 3
Instrument Date	Nov 15, 2022
Instrument	2022000401425
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	EQUITY TITLE-ORANGE COUNTY, EQUITY TITLE ORANGE COUNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1096 MADISON PL, LAGUNA BEACH, CA 92651-2841

Mortgage

Document Number	0000401426
Date	Dec 08, 2022
Instrument	2022000401426

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$21,372.00 (+3.1%) Homeowner's exemption	$2,007,972 (+4.04%) Land $1,843,249 Building $164,723
2023	$20,729.00 (+552.06%) Homeowner's exemption	$1,930,000 Land $1,771,672 Building $158,328
2022	$3,179.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590626201, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1980–2017)
Claims Outside the SFHA	14 of 14
Most Recent Claim	Feb 2017, other causes, Severe Winter Storms, Flooding, And Mudslides
Claims By Storm	Severe Winter Storms And Flooding, Apr 1998 · 6 claims

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 37% of California
Wildfire Likelihood	About 1 in 617 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 522 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Cox Communications	Cable	2,000 / 100
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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