1096 Forest Ridge Loop, Pearl River, LA 70452 Property Records

St. Tammany Parish property record for 1096 Forest Ridge Loop, Pearl River, LA 70452

Property Summary

Property TypeSingle Family Home
Details2,071 sqft · built 2000
Owner2 Individual Names on Record
Last Sale$273,900 (Dec 2020)
Tax Bill$2,661 (2025)
Deeds & MortgagesDec 2020 Mortgage
APN127-121-0971

Property Details

APN / Parcel Number

Primary APN127-121-0971
Alternative APNs
  • 1261210971
  • 102552

Interior

Building Area2,071 sqft Living Area

Exterior

Year BuiltBuilt 2000
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1261210971
Street Address1096 FOREST RIDGE LOOP
CityPEARL RIVER
StateLA
Zip70452-3713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 43 FOREST RIDGE SUB INST NO 912881 INST NO 912888 INST NO 944031 INST NO 1158597 INST NO 1277754 INST NO 1314128 INST NO
Legal SubdivisionFOREST RIDGE SUB
Legal Lot Number43
JurisdictionSAINT TAMMANY LA
Township / Civil Division9
Census Block Group1
Census Block1045
Census Tract40706

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1096 FOREST RIDGE LOOP, PEARL RIVER, LA 70452-3713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2020 · Amount on Record
Deed SaleDec 9, 2020 · Amount on Record
Deed Document Number2241556
Prior Transfer DateAug 11, 2014
Prior Transfer Doc1952177
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address1096 FOREST RIDGE LOOP, PEARL RIVER, LA 70452-3713
Transaction TypeMortgage
Record UpdatedApr 6, 2023
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002241559
DateDec 9, 2020
Instrument2241559
Lender
NameGOLDWATER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,661.00 (-3.9%) Homeowner's exemption$28,375 (-) Land $5,000 Building $23,375$283,754 (-) Land $50,000 Building $233,754
2024$2,769.00 (+20.18%) Homeowner's exemption$28,375 (+20.87%) Land $5,000 Building $23,375$283,754 (+20.87%) Land $50,000 Building $233,754
2023$2,304.00 Homeowner's exemption$23,475 (-) Land $5,000 Building $18,475$234,750 (-) Land $50,000 Building $184,750
2022$2,304.00 Homeowner's exemption$23,475 Land $5,000 Building $18,475$234,750 Land $50,000 Building $184,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 111 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies111 in force
Nearby Flood Claims48 (1980–2024)
Claims Outside the SFHA37 of 48
Most Recent ClaimApr 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Mar 2016 · 2 claims
  • Hurricane Katrina, Aug 2005 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 81% of Louisiana
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUTILITIES INC - MAGNOLIA FOREST SUBD
private · serves 1,635 people · EPA ID LA1103054
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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