1096 Florimond Dr, Elgin, IL 60123 Property Records

Kane County property record for 1096 Florimond Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,488 sqft · built 1973
OwnerIndividual Name on Record
Last Sale$238,000 (Aug 2023)
Tax Bill$4,631 (2025)
Deeds & MortgagesJul 2026 Mortgage
Aug 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-02-376-053

Property Details

APN / Parcel Number

Primary APN06-02-376-053

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,488 sqft Living Area
Gross Area2,232 sqft
Basement Area744 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeFrame
Lot Width24 ft Width

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1096 FLORIMOND DR
CityELGIN
StateIL
Zip60123-1421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTYLER BLUFF LOT 46
Legal SubdivisionTYLER BLUFF
Legal Block1
Legal Lot Number46
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1019
Census Tract851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1096 FLORIMOND DR, ELGIN, IL 60123-1421
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
A MORTGAGE
Aug 18, 2023Warranty Deed, Transfer · Conventional Mortgage
SOLUTIONS FINANCIAL MORTGAGE COMPAN
Dec 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2023 · Amount on Record
Deed SaleAug 18, 2023 · Amount on Record
Prior SaleAug 19, 2014 · Amount on Record
Deed Document Number202328509
Prior Transfer DateAug 24, 2004
Prior Transfer Doc0000133881
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateJul 17, 2026
Property Address1096 FLORIMOND DR, ELGIN, IL 60123-1421
Document Number0000030465
Instrument DateJul 10, 2026
Instrument202630465
Transaction TypeMortgage
Record UpdatedJul 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1096 FLORIMOND DR, ELGIN, IL 60123-1421

Mortgage

Document Number0000030465,
DateJul 17, 2026
Instrument202630465
Lender
NameA MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 18, 2023
Property Address1096 FLORIMOND DR, ELGIN, IL 60123-1421
Document Number0000028509
Instrument DateJul 28, 2023
Instrument2023K028509
Transaction TypeTransfer
Record UpdatedAug 28, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$238.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1096 FLORIMOND DR, ELGIN, IL 60123-1421

Transferred To (Grantee/Buyer)

NameVerified Name
Address1096 FLORIMOND DR, ELGIN, IL 60123-1421

Mortgage

Document Number0000028510
DateAug 18, 2023
Instrument2023K028510
Lender
NameSOLUTIONS FINANCIAL MORTGAGE COMPAN
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate TypeFixed Rate
Rate9.75%
Change FrequencyMonthly

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1096 FLORIMOND DR, ELGIN, IL 60123-1421
Document Number0000061366
Instrument DateDec 17, 2018
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1096 FLORIMOND DR ELGIN IL 601231421, ELGIN, IL 60123-1421

Mortgage

Document Number0000061366
DateDec 21, 2018
Instrument61366
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 20, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,631.00 (+15.78%)$68,712 (+8.57%) Land $19,562 Building $49,150$206,218 (+8.57%) Land $58,709 Building $147,509
2024$63,288 (+21.39%) Land $18,018 Building $45,270$189,940 (+21.44%) Land $54,076 Building $135,864
2022$4,000.00 (+4.9%) Homeowner's exemption$52,135 (+6.96%) Land $14,843 Building $37,292$156,405 (+6.96%) Land $44,529 Building $111,876
2021$3,813.00 Homeowner's exemption$48,742 Land $13,877 Building $34,865$146,226 Land $41,631 Building $104,595

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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