1096 Elsworth Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1096 Elsworth Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,022 sqft · built 2005
Lot Size	0.202 acres (8,802 sqft)
Owner	Individual Name on Record
Last Sale	$927,500 (May 2026)
Tax Bill	$11,154 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071-1720-027-0000`

Property Details

APN / Parcel Number

Primary APN	`071-1720-027-0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,022 sqft Living Area
1st Floor Area	2,278 sqft
2nd Floor Area	744 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,802 sqft (0.202 acres)
Garage Area	601 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1096 ELSWORTH WAY
City	FOLSOM
State	CA
Zip	95630-7340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-R-1/R-2
Legal Description	PARKWAY G1, LOT 27
Legal Subdivision	PARKWAY G1
Legal Lot Number	27
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3011
Census Tract	8509

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1096 ELSWORTH WAY, FOLSOM, CA 95630-7340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 15, 2026	Grant Deed, Transfer · Conventional Mortgage U S BANK N A

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Dec 14, 2005 · Amount on Record
Deed Book / Page	20260515 / 571
Prior Transfer Date	Dec 13, 2012
Prior Transfer Doc	12210000000761
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1096 ELSWORTH WAY, FOLSOM, CA 95630-7340
Transaction Type	Mortgage
Record Updated	May 27, 2026
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1096 ELSWORTH WAY, FOLSOM, CA 95630-7340

Mortgage

Document Number	0000000205
Date	Dec 27, 2021
Instrument	2021122700205

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 15, 2026
Property Address	1096 ELSWORTH WAY, FOLSOM, CA 95630-7340
Document Number	2026000571
Book / Page	20260515 / 571
Instrument Date	May 5, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,045.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1096 ELSWORTH WAY, FOLSOM, CA 95630-7340

Mortgage

Document Number	2026000572,
Date	May 15, 2026
Book Page	20260515/572

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$947,829 (+2%) Land $195,139 Building $752,690
2025	$11,154.00 (+1.95%) Homeowner's exemption	$929,245 (+4.04%) Land $191,313 Building $737,932
2024	$10,941.00 (+1.6%)
2023	$10,769.00 (+5.83%) Homeowner's exemption	$893,163 Land $183,885 Building $709,278
2022	$10,176.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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