1096 E Stanley Rd, Two Harbors, MN 55616 Property Records

Lake County property record for 1096 E Stanley Rd, Two Harbors, MN 55616 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,598 sqft · built 2021
Lot Size7 acres (304,920 sqft)
Owner2 Individual Names on File
Last Sale$346,200 (Mar 2021)
Tax Bill$6,980 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
APN25-5250-02040

Property Details

APN / Parcel Number

Primary APN25-5250-02040

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Stories2 Stories
Building Area1,598 sqft Gross Area
1st Floor Area1,598 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeWood
Lot Area304,920 sqft (7 acres)
Garage Area360 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchSlab
Porch Area52 sqft
Deck AreaDeck Area
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address1096 E STANLEY RD
CityTWO HARBORS
StateMN
Zip55616-4050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLOCK 2
Legal Range11W
Legal Township52N
Legal Section12
Legal Block2
Legal Lot Number4
JurisdictionLAKE MN
Township / Civil DivisionLAKE NO. 2
Census Block Group2
Census Block2024
Census Tract370102

Owner

Source: Lake County records · APN 25-5250-02040

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1096 E STANLEY RD, TWO HARBORS, MN 55616-4050
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 29, 2021 · Amount on Record
Deed SaleMar 29, 2021 · Amount on Record
Deed Document Number2021196869
Record UpdatedSep 20, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MN
Recording DateMar 29, 2021
Property Address1096 E STANLEY RD, TWO HARBORS, MN 55616-4050
Document NumberA000196869
Instrument DateMar 24, 2021
InstrumentA000196869
Transaction TypeTransfer
Record UpdatedSep 23, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address231 CHAMBERSBURG DR, DULUTH, MN 55811-3202

Mortgage

Document NumberA000196870
DateMar 29, 2021
InstrumentA000196870
Lender
NameNATIONAL BANK OF COMMERCE
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term13 Months
DueApr 01, 2022

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,261,500 (+58.48%) Land $700,000 Building $561,500$1,261,500 (+58.48%) Land $700,000 Building $561,500
2025$6,980.00
2023$796,000 Land $339,400 Building $456,600$796,000 Land $339,400 Building $456,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270753701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 18% of Minnesota
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on E Stanley Rd

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