1096 E Lovejoy St, Buffalo, NY 14206 Property Records

Erie County and Buffalo City property record for 1096 E Lovejoy St, Buffalo, NY 14206

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2,040 sqft · built 1920
Lot Size	0.091 acres (3,944 sqft)
Owner	Individual Name on Record
Last Sale	$13,000 (Jul 2013)
Tax Bill	$364 (2026)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140200 112.42-2-27`

Property Details

APN / Parcel Number

Primary APN	`140200 112.42-2-27`
Alternative APNs	`02001124200002027000` `09962800`

Interior

Stories	2 Stories
Building Area	2,040 sqft Gross Area
Basement Area	760 sqft
Unfinished Basement	760 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	3,944 sqft (0.091 acres)
Lot Dimensions	136 ft deep x 28.5 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09962800
Street Address	1096 E LOVEJOY ST
City	BUFFALO
State	NY
Zip	14206-1127
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	N-3E
Legal Description	3O. W IDEAL
Legal Block	2
Legal Lot Number	27.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1005
Census Tract	2400

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1096 E LOVEJOY ST, BUFFALO, NY 14206-1127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2013 · Amount on Record
Deed Sale	Jul 3, 2013 · Amount on Record
Deed Book / Page	11249 / 1141
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	1096 E LOVEJOY ST, BUFFALO, NY 14206-1127
Document Number	0138941230
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1096 E LOVEJOY ST BUFFALO NY 142061127, BUFFALO, NY 14206-1127

Mortgage

Document Number	0138941230
Date	Apr 26, 2019
Book Page	013894/001230

Lender

Name	HOMEFRONT INC
Address	780 FILLMORE AVE, BUFFALO, NY 14212-1342

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 25, 2024

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$364.00 (-78.97%) Homeowner's exemption Disabled Person's exemption
2025	$1,731.00 (+28.13%)	$132,000 (+112.9%) Land $15,200 Building $116,800	$132,000 (+30.94%) Land $15,200 Building $116,800
2024	$1,351.00 (+402.23%) Homeowner's exemption Disabled Person's exemption	$62,000 (-) Land $12,000 Building $50,000	$100,813 (+13.82%) Land $19,512 Building $81,301
2023	$269.00 Homeowner's exemption Disabled Person's exemption	$62,000 Land $12,000 Building $50,000	$88,571 Land $17,143 Building $71,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,005 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20