1096 E del Rio St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1096 E del Rio St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,395 sqft · built 1997
Lot Size	0.195 acres (8,499 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jun 2020)
Tax Bill	$2,093 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-42-103`

Property Details

APN / Parcel Number

Primary APN	`304-42-103`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,395 sqft Living Area
1st Floor Area	1,320 sqft
2nd Floor Area	1,075 sqft

Exterior

Year Built	Built 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,499 sqft (0.195 acres)
Parking Spaces	3 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1096 E DEL RIO ST
City	GILBERT
State	AZ
Zip	85295-4836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	SPRINGTREE 2 MCR 421-27
Legal Range	06E
Legal Township	01S
Legal Section	29
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	SPRINGTREE 2
Legal Lot Number	84
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3008
Census Tract	815000

Owner

1096 E del Rio St is owned and occupied by an individual who bought it in June 2020.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1096 E DEL RIO ST, GILBERT, AZ 85295-4836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 15, 2017	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Sep 15, 2017 · Amount on File
Deed Document Number	20200580416
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 30, 2020
Property Address	1096 E DEL RIO ST, GILBERT, AZ 85295-4836
Document Number	0000580416
Map Reference	MB 421 PG 27
Instrument Date	May 27, 2020
Instrument	20200580416
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18132 E INDIANA AVE, 18132, QUEEN CREEK, AZ 85142-1025

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1096 E DEL RIO ST, GILBERT, AZ 85295-4836

Mortgage

Document Number	0000580417
Date	Jun 30, 2020
Instrument	20200580417

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 15, 2017
Property Address	1096 E DEL RIO ST, GILBERT, AZ 85295-4836
Document Number	0000682432
Map Reference	DOC97-103009
Instrument Date	Sep 14, 2017
Instrument	2017-0682432
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1096 E DEL RIO ST, 1096, GILBERT, AZ 85295-4836

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1096 E DEL RIO ST, GILBERT, AZ 85295-4836

Mortgage

Document Number	0000682433
Date	Sep 15, 2017
Instrument	2017-0682433

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1096 E del Rio St was $2,093.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,770	$507,700 Land $101,500 Building $406,200
2025	$2,093.00
2024		$51,080	$510,800 Land $102,100 Building $408,700
2023	$2,027.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1096 E del Rio St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1096 E del Rio St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Arizona Network, Verizon.

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