1096 E 4th St, Ainsworth, NE 69210 Property Records

Brown County property record for 1096 E 4th St, Ainsworth, NE 69210

Property Summary

Property Type	Commercial
Details	3 bd · 1 ba · 2,000 sqft · built 1990
Lot Size	0.732 acres (31,896 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Jul 2021)
Tax Bill	$1,066 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2021 Sale & Line of Credit + 1 more
APN	`0641-00-0-10120-004-0008`

Property Details

APN / Parcel Number

Primary APN	`0641-00-0-10120-004-0008`
Alternative APNs	`090000889` `79`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,000 sqft Total Area
1st Floor Area	778 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Composition Shingle
Lot Area	31,896 sqft (0.732 acres)
Lot Dimensions	200 ft deep x 159 ft wide
Garage Type	Detached
Garage Area	1,024 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal

Location & Zoning

Street Address	1096 E 4TH ST
City	AINSWORTH
State	NE
Zip	69210-1221
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	03-COMMERC
Legal Description	CITY 2ND BLK 4 LOTS 4 & 5 AINSWORTH
Legal Subdivision	MORROW SUB
Legal Block	4
Legal Lot Number	4,5
Jurisdiction	BROWN NE
Township / Civil Division	AINSWORTH
Census Block Group	1
Census Block	1190
Census Tract	975000

Owner

Source: Brown County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43651 US HIGHWAY 20, AINSWORTH, NE 69210-2001
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit HOMESTEAD BANK
Jul 14, 2021	Warranty Deed, Transfer · Line of Credit HOMESTEAD BANK
Jun 8, 2018	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Deed Document Number	2021432
Deed Book / Page	73 / 619
Prior Transfer Date	May 31, 2018
Prior Transfer Doc	000072/387
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN NE
Property Address	1096 E 4TH ST, AINSWORTH, NE 69210-1221
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43851 US HIGHWAY 20, AINSWORTH, NE 69210

Mortgage

Document Number	000112/537
Date	Aug 25, 2022
Book Page	112/537
Instrument	2022-00519

Lender

Name	HOMESTEAD BANK
Type	Bank
Address	AINSWORTH, NE 69210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 10, 2042

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN NE
Recording Date	Jul 14, 2021
Property Address	1096 E 4TH ST, AINSWORTH, NE 69210-1221
Document Number	000073/619
Book / Page	73 / 619
Instrument Date	Jul 12, 2021
Instrument	2021-00432
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202100433
Date	Jul 14, 2021
Instrument	2021-00433

Lender

Name	HOMESTEAD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2018: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	BROWN NE
Recording Date	Jun 8, 2018
Property Address	1096 E 4TH ST, AINSWORTH, NE 69210-1221
Document Number	000072/387
Book / Page	72 / 387
Instrument Date	May 31, 2018
Instrument	2018-00368
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Brown County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Ainsworth City
County	Brown County
Unified School District	Ainsworth Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,299 (+4.54%) Land $49,584 Building $42,715	$92,299 (+4.54%) Land $49,584 Building $42,715
2025	$1,066.00 (-20.63%)	$88,289 (+3.32%) Land $49,659 Building $38,630	$88,289 (+3.32%) Land $49,659 Building $38,630
2023	$1,343.00	$85,450 Land $49,660 Building $35,790	$85,450 Land $49,660 Building $35,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AINSWORTH serves 1,728 people · EPA ID NE3101702
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Three River Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications.

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