Vermilion County property record for 1096 E 1400 N Rd, Homer, IL 61849
| Property Type | Rural Home |
|---|---|
| Lot Size | 6.02 acres (262,231 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,583 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-34-200-013 |
| Primary APN | 20-34-200-013 |
|---|---|
| Alternative APN |
|
| Lot Area | 262,231 sqft (6.02 acres) |
|---|
| Street Address | 1096 E 1400 NORTH RD |
|---|---|
| City | HOMER |
| State | IL |
| Zip | 61849-7022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | CLKS SUB E2 NE4 34 19 14 N RIVER L2 & E30' L3 |
| Legal Range | 14 |
| Legal Township | 19 |
| Legal Section | 34 |
| Legal Subdivision | CLKS |
| Legal Lot Number | 2-3 |
| Jurisdiction | VERMILION IL |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2088 |
| Census Tract | 10900 |
1096 E 1400 N Rd, a rural home, is owned and occupied by two individuals.
Source: Vermilion County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1096 E 1400 NORTH RD, HOMER, IL 61849-7022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERMILION IL |
| Recording Date | Sep 2, 2026 |
| Property Address | 1096 E 1400 NORTH RD, HOMER, IL 61849-7022 |
| Document Number | 0000007095 |
| Instrument Date | Aug 22, 2026 |
| Instrument | 20267095 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2026 |
| Title Company | AMERICA'S SETTLEMENT CO, AMERICAS SETTLEMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common, 169 |
| Address | 1096 E 1400 NORTH RD, HOMER, IL 61849-7022 |
| Document Number | 0000007095, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 20267095 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.74% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 1096 E 1400 N Rd was $2,583 with exemptions applied.
Source: Vermilion County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Vermilion County |
| County Subdivision | Vance Township |
| Unified School District | Heritage Community Unit School District 8 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,583.00 Homeowner's exemption Senior Citizen's exemption | $44,251 (+7.29%) Land $3,195 Building $41,056 | $132,753 (+7.29%) Land $9,585 Building $123,168 |
| 2024 | $41,246 Land $2,947 Building $38,299 | $123,738 Land $8,841 Building $114,897 | |
| 2022 | $2,089.00 Homeowner's exemption Senior Citizen's exemption | $33,755 Land $2,373 Building $31,382 | $101,265 Land $7,119 Building $94,146 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1096 E 1400 N Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1096 E 1400 N Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, Nextlink.
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures