VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY
Transaction
Tax
$0.00
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
1086 E 1280 N AMERICAN FORK UT 84003, AMERICAN FORK, UT 84003
April 2020: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
UTAH UT
Recording Date
Apr 14, 2020
Property Address
1096 E 1280 N, AMERICAN FORK, UT 84003-3583
Document Number
0000048322
Instrument Date
Apr 9, 2020
Instrument
48322
Transaction Type
Transfer
Record Updated
May 18, 2020
Title Company
VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
1096 E 1280 N AMERICAN FORK UT 840033583, AMERICAN FORK, UT 84003-3583
April 2020: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
UTAH UT
Recording Date
Apr 14, 2020
Property Address
1096 E 1280 N, AMERICAN FORK, UT 84003-3583
Document Number
0000048320
Instrument Date
Apr 9, 2020
Instrument
48320:2020
Transaction Type
Transfer
Record Updated
May 12, 2022
Title Company
VANGUARD TITLE
Transaction
Tax
$0.00
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1096 E 1280 N, AMERICAN FORK, UT 84003-3583
December 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
UTAH UT
Property Address
1096 E 1280 N, AMERICAN FORK, UT 84003-3583
Document Number
0000133906
Instrument Date
Dec 16, 2019
Transaction Type
Mortgage
Record Updated
Jan 16, 2020
Title Company
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
1096 E 1280 N AMERICAN FORK UT 840033583, AMERICAN FORK, UT 84003-3583
Mortgage
Document Number
0000133906
Date
Dec 17, 2019
Instrument
133906
Lender
Name
AMERICA FIRST FCU
Type
Credit Union
Address
RIVERDALE, UT 84405
Agreement
Amount
Amount on Record
Term
120 Months
Due
Dec 16, 2029
October 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
UTAH UT
Property Address
1096 E 1280 N, AMERICAN FORK, UT 84003-3583
Document Number
0000107592
Instrument Date
Oct 27, 2017
Transaction Type
Mortgage
Record Updated
Aug 27, 2018
Title Company
FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
1096 E 1280 N AMERICAN FORK UT 840033583, AMERICAN FORK, UT 84003-3583
Mortgage
Document Number
0000107592
Date
Oct 30, 2017
Instrument
107592
Lender
Name
AMERICA FIRST FCU
Type
Funding / Finance Company
Address
RIVERDALE, UT 84405
Agreement
Amount
Amount on Record
Term
120 Months
Due
Oct 29, 2027
Tax Assessment & Valuation
The 2025 property tax bill for 1096 E 1280 N was $3,817, up % from the year before.
Source: Utah County assessment roll, as of July 20, 2026
Property Jurisdictions
Type
Name
State
Utah
Municipality
American Fork City
County
Utah County
Unified School District
Alpine School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$455,840 (-42.62%)
$828,800 (+4.33%)Land $239,800Building $589,000
2025
$3,817.00 (+0.03%)
$794,400Land $239,800Building $554,600
$794,400Land $239,800Building $554,600
2024
$3,816.00 (+17.74%)
2023
$3,241.00 (-0.09%)
$381,810
$694,200Land $207,600Building $486,600
2022
$3,244.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 1096 E 1280 N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1096 E 1280 N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source
Groundwater
Last State Inspection
May 2025
Lead
4 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
Verizon Fixed Wireless
300 / 20
CentraCom DSL
100 / 100
T-Mobile Fixed Wireless
100 / 20
May also be available: Beehive Broadband, CenturyLink, SenaWave, Utah Broadband, Utah Telecommunication Open Infrastructure Agency.