1096 Dry Fork Rd, Rocky Gap, VA 24366 Property Records

Bland County property record for 1096 Dry Fork Rd, Rocky Gap, VA 24366

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,383 sqft · built 2009
Lot Size	1.17 acres (51,139 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Dec 2020)
Tax Bill	$422 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13 A 9F`

Property Details

APN / Parcel Number

Primary APN	`13 A 9F`
Alternative APN	`7795`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,383 sqft Living Area
Gross Area	1,415 sqft
1st Floor Area	2,766 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2014
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	51,139 sqft (1.17 acres)
Deck Area	16 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7795
Street Address	1096 DRY FORK RD
City	ROCKY GAP
State	VA
Zip	24366-7080
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A1
Legal Description	DRY FORK 1.174 1096 DRY FORK RD
Jurisdiction	BLAND VA
Township / Civil Division	4
Census Block Group	1
Census Block	1000
Census Tract	40100

Owner

Source: Bland County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1096 DRY FORK RD, ROCKY GAP, VA 24366-7080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Dec 4, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Deed Document Number	2020661
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLAND VA
Recording Date	Jun 15, 2026
Property Address	1096 DRY FORK RD, ROCKY GAP, VA 24366-7080
Document Number	0000000370
Instrument Date	May 13, 2026
Instrument	2026370
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1096 DRY FORK RD, ROCKY GAP, VA 24366-7080

Mortgage

Document Number	0000000370,
Date	Jun 15, 2026
Instrument	2026370

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	294 Months
Due	Dec 1, 2050

Interest

Rate	6.3%
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLAND VA
Recording Date	Dec 4, 2020
Property Address	1096 DRY FORK RD, ROCKY GAP, VA 24366-7080
Document Number	200000661
Instrument Date	Nov 2, 2020
Instrument	200000661
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1096 DRY FORK RD, ROCKY GAP, VA 24366-7080

Mortgage

Document Number	200000662
Date	Dec 4, 2020
Instrument	200000662

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bland County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bland County
Unified School District	Bland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$422.00 (+0.72%)	$69,900 (-) Land $13,400 Building $56,500	$69,900 (-) Land $13,400 Building $56,500
2023	$419.00	$69,900 Land $13,400 Building $56,500	$69,900 Land $13,400 Building $56,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	27 (1995–2025)
Claims Outside the SFHA	2 of 27
Most Recent Claim	Feb 2025 · Severe Winter Storms And Flooding
Claims by Event	Severe Storms And Flooding, Nov 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 80% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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