Garrard County property record for 1096 Doty Ln, Paint Lick, KY 40461
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba |
| Lot Size | 75.5 acres (3,291,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $22,000 (Apr 2025) |
| Tax Bill | $1,325 (2025) |
| Deeds & Mortgages | Jul 2010 Mortgage Jul 2010 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-55 |
| Primary APN | 57-55 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Exterior Material | Vinyl |
|---|---|
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,291,829 sqft (75.5 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 6650 |
|---|---|
| Street Address | 1096 DOTY LN |
| City | PAINT LICK |
| State | KY |
| Zip | 40461-8344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | PAINT LICK |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 970400 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 240 ELKIN RD, WINCHESTER, KY 40391 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 28, 2010 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS GUARANTY BANK |
| Jul 28, 2010 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2025 · Amount on File |
| Deed Sale | Apr 21, 2025 · Amount on File |
| Prior Sale | Jul 13, 2021 · Amount on File |
| Deed Document Number | 2025193963 |
| Deed Book / Page | 331 / 546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 1096 DOTY LN, PAINT LICK, KY 40461-8344 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 838 GABBARD RD, BEREA, KY 40403-8837 |
| Investor | Possibly a Property Investor |
| Document Number | 00M300/519 |
|---|---|
| Date | Jul 28, 2010 |
| Book Page | M300/519 |
| Instrument | 105089 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Address | RICHMOND, KY 40476 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 16, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jul 28, 2010 |
| Property Address | 1096 DOTY LN, PAINT LICK, KY 40461-8344 |
| Document Number | 000259/387 |
| Book / Page | 259 / 387 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,000 (+11.54%) | $365,000 (+180.77%) Land $350,000 Building $15,000 | |
| 2025 | $1,325.00 (-0.45%) | $130,000 (-) Land $30,000 Building $100,000 | $130,000 (-) Land $30,000 Building $100,000 |
| 2024 | $1,331.00 (-2.85%) | $130,000 (-) Land $30,000 Building $100,000 | $130,000 (-) Land $30,000 Building $100,000 |
| 2023 | $1,370.00 (-0.94%) | $130,000 (-) Land $30,000 Building $100,000 | $130,000 (-) Land $30,000 Building $100,000 |
| 2022 | $1,383.00 | $130,000 Land $30,000 Building $100,000 | $130,000 Land $30,000 Building $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Jul 1996 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Verizon, Windstream.
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