Delaware County property record for 1096 Chatham Ln E, Delaware, OH 43015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,184 sqft · built 1988 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Mar 2023) |
| Tax Bill | $3,682 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 519-342-08-010-000 |
| Primary APN | 519-342-08-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 1,184 sqft |
| Upper Floors Area | 302 sqft |
| Basement Area | 592 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,187 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 1096 CHATHAM LN E |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-1463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5145 B |
| Legal Subdivision | CHATHAM GLEN SUB/ACKLEY HOMES |
| Legal Lot Number | 5145 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | DELAWARE CITY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 10421 |
Source: Delaware County records · APN 519-342-08-010-000
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1096 CHATHAM LN E, DELAWARE, OH 43015-1463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 09, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 21, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND |
| Dec 15, 2016 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 21, 2023 · Amount on Record |
| Deed Sale | Mar 21, 2023 · Amount on Record |
| Prior Sale | Nov 07, 2012 · Amount on Record |
| Deed Document Number | 20235331 |
| Deed Book / Page | 2021 / 2408 |
| Prior Transfer Date | Mar 16, 2023 |
| Prior Transfer Doc | 0000005331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 1096 CHATHAM LN E, DELAWARE, OH 43015-1463 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1096 CHATHAM LN E, DELAWARE, OH 43015-1463 |
| Document Number | 0000035480 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 1887/2083 |
| Instrument | 202100035480 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 15, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Mar 21, 2023 |
| Property Address | 1096 CHATHAM LN E, DELAWARE, OH 43015-1463 |
| Document Number | 0000005331 |
| Book / Page | 2021 / 2408 |
| Instrument Date | Mar 07, 2023 |
| Instrument | 202300005331 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1096 CHATHAM LN E, DELAWARE, OH 43015-1463 |
| Document Number | 0000005332 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 202300005332 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.24% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.24% |
| Max Rate At Change | 7.24% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 1096 CHATHAM LN E, DELAWARE, OH 43015-1463 |
| Document Number | 0000000573 |
| Book / Page | 001478 / 002233 |
| Instrument Date | Dec 15, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2017 |
| Title Company | SOUTHWEST FINANCIAL, SOUTHWEST FIN'L SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1096 CHATHAM LN E DELAWARE OH 430151463, DELAWARE, OH 43015-1463 |
| Document Number | 0000000573 |
|---|---|
| Date | Jan 06, 2017 |
| Book Page | 001478/002233 |
| Instrument | 573 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 05, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Delaware County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| Municipality | Delaware City |
| Unified School District | Delaware City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,682.00 (+5.35%) | $74,030 (-) Land $15,750 Building $58,280 | $211,500 (-) Land $45,000 Building $166,500 |
| 2024 | $3,495.00 (-2.59%) Homeowner's exemption | $74,030 (-) Land $15,750 Building $58,280 | |
| 2023 | $3,588.00 | $74,030 Land $15,750 Building $58,280 | $211,500 Land $45,000 Building $166,500 |
Source: FEMA National Flood Hazard Layer, Delaware County (39041C), updated June 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 131 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | DELAWARE CITY PWS serves 43,895 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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