1096 Cavaletti Cir E, Gallatin, TN 37066 Property Records

Sumner County property record for 1096 Cavaletti Cir E, Gallatin, TN 37066

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,748 sqft · built 2015
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$470,000 (Jul 2022)
Tax Bill$1,399 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
May 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN083136I C 04100

Property Details

APN / Parcel Number

Primary APN083136I C 04100
Alternative APN
  • 136I C 04100

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,748 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions123 ft deep x 42.5 ft wide
TerrainRolling
Garage TypeFinished
DrivewayDriveway
Driveway Area408 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1096 CAVALETTI CIR E
CityGALLATIN
StateTN
Zip37066-4573
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionPLAT: 26 PAGE: 93 BLOCK: LOT: 310 SUBD: KENNESAW FARMS PH 3 SEC 2
Legal SubdivisionKENNESAW FARMS PH 3
Legal Lot Number310 42
JurisdictionSUMNER TN
Township / Civil Division4
Census Block Group1
Census Block1052
Census Tract20501

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1096 CAVALETTI CIR E, GALLATIN, TN 37066-4573
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2022Warranty Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
May 27, 2021Deed of Trust, Mortgage · Line of Credit
VOLUNTEER STATE BANK
Jun 5, 2020Warranty Deed, Transfer
HIGHLAND TITLE SERVICES, HIGHLAND TITLE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2022 · Amount on Record
Deed SaleJul 1, 2022 · Amount on Record
Prior SaleJun 5, 2020 · Amount on Record
Deed Document Number0005981519
Deed Book / Page5981 / 519
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateJul 1, 2022
Property Address1096 CAVALETTI CIR E, GALLATIN, TN 37066-4573
Document Number0059810519
Book / Page5981 / 519
Map ReferenceMB 26 PG 93&94
Instrument DateJul 1, 2022
Instrument1421421
Transaction TypeTransfer
Record UpdatedSep 1, 2022
Title CompanySTEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,739.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1096 CAVALETTI CIR E, GALLATIN, TN 37066-4573

Mortgage

Document Number0001421422
DateJul 1, 2022
Instrument1421422
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address1096 CAVALETTI CIR E, GALLATIN, TN 37066-4573
Transaction TypeMortgage
Record UpdatedJun 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1096 CAVALETTI CIR E, GALLATIN, TN 37066-4573

Mortgage

Document Number0056070457
DateMay 27, 2021
Book Page5607/457
Instrument1366330
Lender
NameVOLUNTEER STATE BANK
TypeBank
AddressGALLATIN, TN 37066
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 21, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateJun 5, 2020
Property Address1096 CAVALETTI CIR E, GALLATIN, TN 37066-4573
Document Number0052370533
Book / Page005237 / 000533
Instrument DateJun 5, 2020
Instrument1314159
Transaction TypeTransfer
Record UpdatedAug 3, 2020
Title CompanyHIGHLAND TITLE SERVICES, HIGHLAND TITLE CO INC

Transaction

AmountAmount Recorded
Tax$1,036.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1096 CAVALETTI CIR E GALLATIN TN 370664573, GALLATIN, TN 37066-4573

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityGallatin City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,399.00 (-33.13%)$98,450 (+43.62%) Land $21,250 Building $77,200
2024$393,800 (+43.62%) Land $85,000 Building $308,800
2023$2,092.00 (-0.33%)$68,550 (-) Land $13,750 Building $54,800
2022$2,099.00$68,550 Land $13,750 Building $54,800
2021$274,200 Land $55,000 Building $219,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims13 (2010–2024)
Claims Outside the SFHA9 of 13
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 4 claims
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGALLATIN WATER DEPARTMENT
serves 65,964 people · EPA ID TN0000253
Water SourceSurface water
Last State InspectionJun 2025
Also Mapped HereWHITE HOUSE UTILITY DISTRICT
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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