Ravalli County property record for 1096 Bear Creek Trl, Victor, MT 59875
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,476 sqft · built 1990 |
| Lot Size | 8.69 acres (378,536 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $7,764 (2026) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R1339979 |
| Primary APN | R1339979 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,476 sqft Living Area |
| 1st Floor Area | 1,956 sqft |
| Basement Area | 1,782 sqft |
| Finished Basement | 1,782 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 378,536 sqft (8.69 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 992 sqft |
| Parking Spaces | 9 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 30 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000856010 |
|---|---|
| Street Address | 1096 BEAR CREEK TRL |
| City | VICTOR |
| State | MT |
| Zip | 59875-9639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S09, T07 N, R21 W, ACRES 8.69, IN SENW IN NESW INDEX 5 CS #4309 TRACT A |
| Legal Range | 21W |
| Legal Township | 07N |
| Legal Section | 09 |
| Legal Subdivision | CERTIFICATE/SURV 4309 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | VICTOR |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 300 |
Source: Ravalli County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1096 BEAR CREEK TRL, VICTOR, MT 59875-9639 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2019 |
| Deed Sale | Jan 28, 2019 |
| Prior Sale | May 26, 2006 |
| Last Transfer Date | Jul 24, 2026 |
| Transfer Doc | 0000817659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | Aug 3, 2026 |
| Property Address | 1096 BEAR CREEK TRL, VICTOR, MT 59875-9639 |
| Document Number | 0000817659 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026817659 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1096 BEAR CREEK TRL, VICTOR, MT 59875-9639 |
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Victor K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,764.00 (+7.8%) | $1,795,500 (-) | |
| 2025 | $7,202.00 (+9.01%) | $1,795,500 (+41.57%) | $1,795,500 (+41.57%) Land $372,860 Building $1,422,640 |
| 2023 | $6,607.00 | $1,268,300 | $1,268,300 Land $201,841 Building $1,066,459 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 97.5% of Montana |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rocky Mountain Internet Fixed Wireless | 350 / 100 |
| CenturyLink DSL | 60 / 5 |
May also be available: Grizzly Broadband.
5G (outdoors only) and 4G LTE
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