York County property record for 1096 Beamguard Rd, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,120 sqft · built 2004 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Dec 2020) |
| Tax Bill | $1,608 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Sep 2023 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-00-00-067 |
| Primary APN | 264-00-00-067 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| 2nd Floor Area | 200 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 446 sqft |
| Patio Area | 207 sqft |
| Storage Building | 576 sqft |
| Street Address | 1096 BEAMGUARD RD |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-9490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGC |
| Legal Description | BEAMGUARD RD (5AC)& HOUSE (P\O OF TR B) SEE ALSO 264-69 |
| Legal Subdivision | STEVEN G BELL & BRANDY N BELL |
| Legal Tract | B |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 61701 |
1096 Beamguard Rd is owned and occupied by an individual who bought it in December 2020.
Source: York County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1096 BEAMGUARD RD, CLOVER, SC 29710-9490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Sep 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU |
| Apr 14, 2017 | Deed of Trust, Mortgage · Line of Credit CLOVER COMMUNITY BANK |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Dec 18, 2020 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| May 31, 2018 | Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on File |
| Deed Sale | Dec 18, 2020 · Amount on File |
| Prior Sale | May 31, 2018 · Amount on File |
| Deed Document Number | 0018849340 |
| Deed Book / Page | 18849 / 340 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 1096 BEAMGUARD RD, CLOVER, SC 29710-9490 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1096 BEAMGUARD RD, CLOVER, SC 29710-9490 |
| Document Number | 2223500215 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | 22235/215 |
| Instrument | 2025037761 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 1096 BEAMGUARD RD, CLOVER, SC 29710-9490 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2094200049 |
|---|---|
| Date | Sep 7, 2023 |
| Book Page | 20942/49 |
| Instrument | 2023028319 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 1096 BEAMGUARD RD, CLOVER, SC 29710-9490 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2041500051 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 20415/51 |
| Instrument | 2022041238 |
| Name | CHARLOTTE METRO FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 1096 BEAMGUARD RD, CLOVER, SC 29710-9490 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 1632600292 |
|---|---|
| Date | Apr 14, 2017 |
| Book Page | 16326/292 |
| Instrument | 201700013365 |
| Name | CLOVER COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CLOVER, SC 29710 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Mar 24, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 1096 BEAMGUARD RD, CLOVER, SC 29710-9490 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 1835600401 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 18356/401 |
| Instrument | 2020026576 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Dec 18, 2020 |
| Property Address | 1096 BEAMGUARD RD, CLOVER, SC 29710-9490 |
| Document Number | 1884900340 |
| Book / Page | 18849 / 340 |
| Map Reference | MB C-262 PG 5 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 2020062660 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,757.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1096 BEAMGUARD RD, CLOVER, SC 29710-9490 |
| Document Number | 2020062661 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 2020062661 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | May 31, 2018 |
| Property Address | 1096 BEAMGUARD RD, CLOVER, SC 29710-9490 |
| Document Number | 1700000154 |
| Book / Page | 17000 / 154 |
| Map Reference | MB C-263 PG 5 |
| Instrument Date | May 21, 2018 |
| Instrument | 2018022563 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,258.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1096 BEAMGUARD RD, CLOVER, SC 29710-9490 |
| Document Number | 2018022564 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 2018022564 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 1096 Beamguard Rd was $1,608.
Source: York County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,608.00 | $12,776 Land $704 Building $12,072 | $423,770 Land $74,170 Building $349,600 |
| 2023 | $1,482.00 | $11,111 Land $349 Building $10,762 | $305,330 Land $36,270 Building $269,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1096 Beamguard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1096 Beamguard Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCK HILL |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures