Indian River County property record for 1096 54th Ave, Vero Beach, FL 32966
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,074 sqft · built 1979 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Jun 2026) |
| Tax Bill | $3,704 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 33-39-09-00016-0000-00012.0 |
| Primary APN | 33-39-09-00016-0000-00012.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,074 sqft Living Area |
| Gross Area | 2,796 sqft |
| 1st Floor Area | 2,074 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 140 ft deep x 160 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 924 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 295 sqft |
| Patio Area | 651 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1096 54TH AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32966-4719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | RAIN TREE CORNER SUB LOT 12 PBI 9-88 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 09 |
| Legal Subdivision | RAIN TREE CORNER SUB |
| Legal Lot Number | 12 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 50702 |
Source: Indian River County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 201 BEALS RD, BEDFORD, NH 03110-4701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage MILESTONE MORTGAGE SOLUTIONS |
| Aug 23, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on File |
| Deed Sale | Jun 15, 2026 · Amount on File |
| Prior Sale | Aug 23, 2019 · Amount on File |
| Deed Document Number | 202628547 |
| Deed Book / Page | 3867 / 1771 |
| Prior Transfer Date | Jul 16, 2015 |
| Prior Transfer Doc | 0028630472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 15, 2026 |
| Property Address | 1096 54TH AVE, VERO BEACH, FL 32966-4719 |
| Document Number | 0038671771 |
| Book / Page | 3867 / 1771 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202628547 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | FLORIDA TITLE AND GUARANTEE, FLORIDA TITLE & GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 BEALS RD, BEDFORD, NH 03110-4701 |
| Document Number | 0000028548, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202628548 |
| Name | MILESTONE MORTGAGE SOLUTIONS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Aug 23, 2019 |
| Property Address | 1096 54TH AVE, VERO BEACH, FL 32966-4719 |
| Document Number | 0032330155 |
| Book / Page | 3233 / 0155 |
| Map Reference | MB 9 PG 88 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 3120190050081 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | MEJESTY TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,848.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1096 54TH AVE, VERO BEACH, FL 32966-4719 |
| Document Number | 32330157 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 3233-0157 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,704.00 (+14.57%) Homeowner's exemption | $274,817 (+5.99%) | $422,870 (-1.07%) Land $70,720 Building $352,150 |
| 2023 | $3,233.00 (+2.7%) | $259,293 (+3%) | $427,438 (+7.1%) Land $70,720 Building $356,718 |
| 2022 | $3,148.00 | $251,741 | $399,096 Land $70,720 Building $328,376 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 234 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 25 (1979–2025) |
| Claims Outside the SFHA | 21 of 25 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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