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1096 20th St NE, Hickory, NC 28601 Property Records

Catawba County property record for 1096 20th St NE, Hickory, NC 28601

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,152 sqft · built 2021
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Aug 2024)
Tax Bill$820 (2025)
Deeds & MortgagesMar 2026 Mortgage
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3713-16-72-9896

Property Details

APN / Parcel Number

Primary APN3713-16-72-9896
Alternative APN
  • 0607937

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,152 sqft Living Area
1st Floor Area576 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialVinyl
Construction TypeFrame
Lot Area4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address1096 20TH ST NE
CityHICKORY
StateNC
Zip28601-4322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionLOT 20 PLAT 82-171
Legal Subdivision20TH ST NE VILLAGE
Legal Lot Number20
JurisdictionCATAWBA NC
Township / Civil DivisionHICKORY
Census Block Group2
Census Block2017
Census Tract10304

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1096 20TH ST NE, HICKORY, NC 28601-4322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Partial Claim Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 4, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2024 · Amount on Record
Deed SaleAug 16, 2024 · Amount on Record
Prior SaleMar 4, 2022 · Amount on Record
Deed Document Number202414562
Deed Book / Page3889 / 894
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address1096 20TH ST NE, HICKORY, NC 28601-4322
Transaction TypeMortgage
Record UpdatedApr 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1096 20TH ST NE, HICKORY, NC 28601-4322

Mortgage

Document Number0040091837
DateMar 31, 2026
Book Page4009/1837
Instrument6129
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypePartial Claim Mortgage
AmountAmount Recorded
Term342 Months
DueSep 1, 2054

March 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCATAWBA NC
Recording DateMar 4, 2022
Property Address1096 20TH ST NE, HICKORY, NC 28601-4322
Document Number0037281065
Book / Page3728 / 1065
Map ReferenceMB 82 PG 25,65&171
Instrument DateMar 4, 2022
Instrument5058
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$418.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1468, HICKORY, NC 28603-1468

Transferred To (Grantee/Buyer)

NameVerified Name
Address12500 VANTAGE POINT LN, HUNTERSVILLE, NC 28078-7110

Mortgage

Document Number0000005059
DateMar 4, 2022
Instrument5059
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
MunicipalityHickory City
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$205,800 (-) Land $15,000 Building $190,800
2025$820.00 (-53.3%)$205,800 (+470.08%) Land $15,000 Building $190,800
2024$1,756.00
2023$1,756.00$36,100 Land $8,900 Building $27,200$205,800 Land $15,000 Building $190,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HICKORY
serves 71,393 people · EPA ID NC0118010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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