10955 Willow Ln, Adelanto, CA 92301 Property Records

San Bernardino County property record for 10955 Willow Ln, Adelanto, CA 92301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,181 sqft · built 1992
Lot Size	0.184 acres (8,000 sqft)
Owner	Company Name on File
Last Sale	$63,500 (Feb 2010)
Tax Bill	$4,706 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2026 Sale + 3 more
Flood Zone	Zone D (undetermined)
APN	`3132-291-52-0000`

Property Details

APN / Parcel Number

Primary APN	`3132-291-52-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,181 sqft Living Area
Gross Area	1,651 sqft
1st Floor Area	1,181 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	325 sqft
Patio Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10955 WILLOW LN
City	ADELANTO
State	CA
Zip	92301-3671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 14941-6 LOT 226 BOOK 244 PAGE 27
Legal Subdivision	TRACT NO. 149416
Legal Tract	14941-6
Legal Block	1
Legal Lot Number	226
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1008
Census Tract	9125

Owner

10955 Willow Ln is owned by a company that acquired it in April 2025.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Company Name on File
Mailing Address	3045 S ARCHIBALD AVE, H241, ONTARIO, CA 91761-9001
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Commercial Mortgage CHAMPIONS FUNDING LLC
Jan 22, 2026	Grant Deed, Transfer
Oct 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN EQUITY MORTGAGE
Aug 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GURINDERPAL KAKAR
Sep 20, 2022	Grant Deed, Transfer · Commercial Mortgage EQUITY WAVE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2010 · Amount on File
Deed Sale	Feb 11, 2010 · Amount on File
Prior Sale	Mar 6, 2009 · Amount on File
Deed Document Number	201055759
Last Transfer Date	Apr 4, 2025
Transfer Doc	0000015550
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10955 WILLOW LN, ADELANTO, CA 92301-3671
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	MONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4325 PALAZZO LN, CORONA, CA 92883-7340

Mortgage

Document Number	0000046104
Date	Feb 18, 2026
Instrument	2026-0046104

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 22, 2026
Property Address	10955 WILLOW LN, ADELANTO, CA 92301-3671
Document Number	0000015550
Map Reference	MB 244 PG 27&28
Instrument Date	Apr 4, 2025
Instrument	2026-0015550
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 S ARCHIBALD AVE # H241, H241, ONTARIO, CA 91761-9001

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10955 WILLOW LN, ADELANTO, CA 92301-3671
Transaction Type	Mortgage
Record Updated	Oct 26, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 ANNANDALE WAY, POMONA, CA 91767-3561

Mortgage

Document Number	0000256229
Date	Oct 17, 2023
Instrument	2023-0256229

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10955 WILLOW LN, ADELANTO, CA 92301-3671
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10955 WILLOW LN, ADELANTO, CA 92301-3671

Mortgage

Document Number	0000286857
Date	Aug 22, 2022
Instrument	2022-0286857

Lender

Name	GURINDERPAL KAKAR
Type	Private Party
Address	10435 LAVENDER CT, RANCHO CUCAMONGA, CA 91737

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 20, 2022
Property Address	10955 WILLOW LN, ADELANTO, CA 92301-3671
Document Number	0000318317
Map Reference	MB 244 PG 27&28
Instrument Date	Jun 17, 2022
Instrument	2022-0318317
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 ANNANDALE WAY, POMONA, CA 91767-3561

Mortgage

Document Number	0000318318
Date	Sep 20, 2022
Instrument	2022-0318318

Lender

Name	EQUITY WAVE LENDING
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Oct 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 10955 Willow Ln was $4,706.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Adelanto City
County	San Bernardino County
Elementary School District	Adelanto Elementary School District (KG - 06)
Secondary School District	Victor Valley Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$360,811 (+2%) Land $74,285 Building $286,526
2025	$4,706.00	$353,736 Land $72,828 Building $280,908
2023	$4,380.00 (+245.15%)	$78,782 Land $16,747 Building $62,035
2022	$1,269.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10955 Willow Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10955 Willow Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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