10955 Oak Ave, Chicago Ridge, IL 60415 Property Records

Cook County property record for 10955 Oak Ave, Chicago Ridge, IL 60415

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1955
Lot Size	0.185 acres (8,078 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Oct 2024)
Tax Bill	$5,196 (2023)
Deeds & Mortgages	Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-17-318-010`

Property Details

APN / Parcel Number

Primary APN	`24-17-318-010`
Alternative APN	`24-17-318-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,078 sqft (0.185 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	10955 OAK AVE
City	CHICAGO RIDGE
State	IL
Zip	60415-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARREN J (PETERS) SUB OF E 3/4 SH NW SW & NE SW SW & SH SW SW EX 1 ACRE IN SQUARE FORM IN SW COR THEREOF OF WH SW SEC 17-37-1
Legal Range	13E
Legal Township	37N
Legal Section	17
Legal Subdivision	PETERS SUB
Legal Block	9
Legal Lot Number	11
Jurisdiction	COOK IL
Township / Civil Division	WORTH
Census Block Group	1
Census Block	1024
Census Tract	823002

Owner

10955 Oak Ave is owned and occupied by two individuals who bought it in October 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10955 OAK AVE, CHICAGO RIDGE, IL 60415-2128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2024 · Amount on File
Deed Sale	Oct 9, 2024 · Amount on File
Deed Document Number	20248029
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 9, 2024
Property Address	10955 OAK AVE, CHICAGO RIDGE, IL 60415-2128
Document Number	0028308029
Instrument Date	Sep 11, 2024
Instrument	2428308029
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10955 OAK AVE, CHICAGO RIDGE, IL 60415-2128

Mortgage

Document Number	0028308030
Date	Oct 9, 2024
Instrument	2428308030

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Worth Township
Municipality	Chicago Ridge Village
Secondary School District	Community High School District 218 (09 - 12)
Elementary School District	Chicago Ridge School District 127-5 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,000 Land $4,847 Building $15,153	$200,000 Land $48,470 Building $151,530
2023	$5,196.00 (+10.44%)
2022	$4,705.00 Homeowner's exemption	$16,113 Land $4,240 Building $11,873	$161,130 Land $42,400 Building $118,730

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10955 Oak Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10955 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO RIDGE serves 14,130 people · EPA ID IL0310480
Water Source	Purchased surface water from OAK LAWN
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20