10954 Keystone Fairway Dr, Houston, TX 77095 Property Records

Harris County property record for 10954 Keystone Fairway Dr, Houston, TX 77095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,162 sqft · built 2005
Lot Size	0.246 acres (10,711 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (May 2007)
Tax Bill	$8,305 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-602-003-0002`

Property Details

APN / Parcel Number

Primary APN	`120-602-003-0002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,162 sqft Living Area
1st Floor Area	2,444 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,711 sqft (0.246 acres)
View / Lot	Buildable
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1206020030002
Street Address	10954 KEYSTONE FAIRWAY DR
City	HOUSTON
State	TX
Zip	77095-4891
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 3 STONE GATE SEC 5
Legal Subdivision	STONE GATE SEC 5
Legal Block	3
Legal Lot Number	2
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	4
Census Block	4000
Census Tract	541007

Owner

10954 Keystone Fairway Dr is owned and occupied by two individuals who bought it in May 2007.

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10954 KEYSTONE FAIRWAY DR, HOUSTON, TX 77095-4891
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2007 · Amount on File
Deed Sale	May 7, 2007 · Amount on File
Prior Sale	Feb 22, 2006 · Amount on File
Deed Document Number	2007276981
Deed Book / Page	4384 / 1014
Prior Transfer Date	Dec 6, 2006
Prior Transfer Doc	20070276981
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10954 KEYSTONE FAIRWAY DR, HOUSTON, TX 77095-4891
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021348748
Date	Jun 22, 2021
Instrument	2021-348748

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 10954 Keystone Fairway Dr was $8,305 with a homeowner's exemption, up 6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,832 (+1.28%) Land $108,570 Building $439,262	$547,832 (+1.28%) Land $108,570 Building $439,262
2025	$8,305.00 (+6.04%) Homeowner's exemption	$540,929 Land $108,570 Building $432,359	$540,929 Land $108,570 Building $432,359
2024	$7,832.00
2023		$570,179 Land $108,570 Building $461,609	$570,179 Land $108,570 Building $461,609
2022	$2,479.00
2020	$2,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10954 Keystone Fairway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10954 Keystone Fairway Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REMINGTON MUD 1 serves 13,746 people · EPA ID TX1013074
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20