Hillsborough County property record for 10954 Keys Gate Dr, Riverview, FL 33579
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,408 sqft · built 2009 |
| Owner | Individual Name on Record |
| Last Sale | $104,990 (Jan 2010) |
| Tax Bill | $769 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0776819342 |
| Primary APN | 0776819342 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Heated Area |
| 1st Floor Area | 704 sqft |
| Upper Floors Area | 704 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Porch | Open Porch |
| Porch Area | 21 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0776819342 |
|---|---|
| Street Address | 10954 KEYS GATE DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33579-4266 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD |
| Legal Description | SUMMERFIELD VILLAGE 1 TRACT 2 PHASES 3 4 & 5 LOT 1 BLOCK 27 |
| Legal Range | 20E |
| Legal Township | 31S |
| Legal Section | 08 |
| Legal Subdivision | SUMMERFIELD VLGE 1 TRACT 2 PHS 3 4 & 5 |
| Legal Tract | 2 |
| Legal Block | 27 |
| Legal Lot Number | 1 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 13915 |
Source: Hillsborough County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10954 KEYS GATE DR, RIVERVIEW, FL 33579-4266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Mar 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage UMC MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2010 · Amount on Record |
| Deed Sale | Jan 26, 2010 · Amount on Record |
| Deed Document Number | 2010028864 |
| Deed Book / Page | 19687 / 0311 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10954 KEYS GATE DR, RIVERVIEW, FL 33579-4266 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10954 KEYS GATE DR, RIVERVIEW, FL 33579-4266 |
| Document Number | 0000496365 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 2023496365 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10954 KEYS GATE DR, RIVERVIEW, FL 33579-4266 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10954 KEYS GATE DR, RIVERVIEW, FL 33579-4266 |
| Document Number | 0000157819 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022157819 |
| Name | UMC MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2051 |
Source: Hillsborough County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $769.00 (+8.16%) Homeowner's exemption | $67,191 (+5.99%) | $195,061 (+8.29%) Land $19,506 Building $175,555 |
| 2023 | $711.00 (+1.14%) Homeowner's exemption | $63,395 (+3%) | $180,125 (+9.33%) Land $18,013 Building $162,112 |
| 2022 | $703.00 Homeowner's exemption | $61,549 | $164,748 Land $16,475 Building $148,273 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2004–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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