10952 S Emerald Ave, Chicago, IL 60628 Property Records

Cook County property record for 10952 S Emerald Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,406 sqft · built 1961
Lot Size	0.118 acres (5,146 sqft)
Owner	Individual Name on File
Last Sale	$187,000 (Oct 2026)
Tax Bill	$2,760 (2024)
Deeds & Mortgages	Oct 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-16-332-010`

Property Details

APN / Parcel Number

Primary APN	`25-16-332-010`
Alternative APN	`25-16-332-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,406 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,146 sqft (0.118 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10952 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60628-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(DUGGAN)(BROTHERS)ADD TO(BELLEVUE)RESUB OF W3/4 WH SH OF LT52 EX W 158FT & W3/4 WH OF LT53 EX W 50FT & EX PT OF E 108FT OF W
Legal Range	14E
Legal Township	37N
Legal Section	16
Legal Subdivision	DUGGAN BROTHERS ADD TO BELLEVUE
Legal Lot Number	52,53
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4027
Census Tract	491100

Owner

10952 S Emerald Ave is owned by an individual who bought it in October 2026.

Source: Cook County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	18600 VILLAGE WEST DR, 110, HAZEL CREST, IL 60429-2455
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2026 · Amount on File
Deed Sale	Oct 8, 2026 · Amount on File
Deed Document Number	202623392
Prior Transfer Date	Apr 8, 2014
Prior Transfer Doc	0000047033
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Oct 8, 2026
Property Address	10952 S EMERALD AVE, CHICAGO, IL 60628-3124
Document Number	0000023392
Instrument Date	Sep 22, 2026
Instrument	202628123392
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,330.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18600 VILLAGE WEST DR, 110, HAZEL CREST, IL 60429-2455

Mortgage

Document Number	0000023393,
Date	Oct 8, 2026
Instrument	202628123393

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.63%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,000 Land $3,088 Building $13,912	$170,000 Land $30,880 Building $139,120
2024	$2,760.00 (-11.14%)
2023	$3,106.00 (+3.29%)
2022	$3,007.00 (+1.66%) Homeowner's exemption	$17,999 (-) Land $2,830 Building $15,169	$179,990 (-) Land $28,300 Building $151,690
2021	$2,958.00 Homeowner's exemption	$17,999 Land $2,830 Building $15,169	$179,990 Land $28,300 Building $151,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10952 S Emerald Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10952 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20