Calvert County property record for 10952 Cedar Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,412 sqft · built 1950 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $61,000 (Oct 1999) |
| Tax Bill | $3,096 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-034987 |
| Primary APN | 01-034987 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,412 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Porch | Porch |
| Porch Area | 224 sqft |
| Deck Area | 448 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 034987 |
|---|---|
| Street Address | 10952 CEDAR DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-4630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 23R BLK V SEC 3 COVE POINT |
| Legal Subdivision | COVE POINT |
| Legal Block | V |
| Legal Lot Number | 23R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 861100 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10952 CEDAR DR, LUSBY, MD 20657-4630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 1999 · Amount on Record |
| Deed Sale | Oct 14, 1999 · Amount on Record |
| Deed Document Number | 1999925 |
| Deed Book / Page | 1217 / 283 |
| Last Transfer Date | May 15, 2018 |
| Transfer Doc | 0051890219 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 10952 CEDAR DR, LUSBY, MD 20657-4630 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0057110393 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 5711/393 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,300 (+7.09%) Land $108,100 Building $177,200 | $285,300 (-) Land $108,100 Building $177,200 | |
| 2025 | $3,096.00 (+30.36%) | $266,400 (+16.54%) | $285,300 (+24.8%) Land $108,100 Building $177,200 |
| 2023 | $2,375.00 | $228,600 Land $108,100 Building $120,500 | $228,600 Land $108,100 Building $120,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 17 (2003–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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