10951 Rd 355, Union, MS 39365 Property Records

Neshoba County property record for 10951 Rd 355, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,690 sqft · built 2004
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$715 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`09800-28-001.013`

Property Details

APN / Parcel Number

Primary APN	`09800-28-001.013`
Alternative APN	`18359`

Interior

Full Baths	2 Baths
Building Area	1,690 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	18359
Street Address	10951 ROAD 355
City	UNION
State	MS
Zip	39365-8924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE 1/4 NE 1/4 W OF RDS
Jurisdiction	NESHOBA MS
Township / Civil Division	4
Census Block Group	3
Census Block	3026
Census Tract	10700

Owner

Source: Neshoba County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10951 ROAD 355, UNION, MS 39365-8924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2019	Deed of Trust, Mortgage USAA FSB
Jul 8, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019
Deed Sale	Jul 8, 2019
Deed Document Number	0020193251
Deed Book / Page	2019 / 3251
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10951 ROAD 355, UNION, MS 39365-8924
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/5911
Date	Jul 8, 2019
Book Page	2019/5911

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Jul 8, 2019
Property Address	10951 ROAD 355, UNION, MS 39365-8924
Document Number	2019/3251
Book / Page	2019 / 3251
Instrument Date	Jul 8, 2019
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7122 FRANKLIN ST, 7122, OKLAHOMA CITY, OK 73145-4639

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7122 FRANKLIN ST UNIT C, C, OKLAHOMA CITY, OK 73145-4534

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$715.00 (-2.85%) Homeowner's exemption	$9,659 (+9.04%)	$96,510 (+9.06%) Land $7,450 Building $89,060
2024	$736.00 (+8.24%)
2023	$680.00 (-1.45%) Homeowner's exemption	$8,858	$88,490 Land $7,470 Building $81,020
2021	$690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 355

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