10951 Pegwell Dr, Midlothian, VA 23113 Property Records

Chesterfield County property record for 10951 Pegwell Dr, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,124 sqft · built 1983
Lot Size	1.83 acres (79,715 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Aug 2003)
Tax Bill	$5,257 (2026)
Deeds & Mortgages	Oct 2023 Refinance Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00901020100B016`

Property Details

APN / Parcel Number

Primary APN	`00901020100B016`
Alternative APNs	`743-71-90-27-000-000` `292483001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,124 sqft Finished Area
1st Floor Area	259 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	79,715 sqft (1.83 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	299 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	292483001
Street Address	10951 PEGWELL DR
City	MIDLOTHIAN
State	VA
Zip	23113-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40 - SING
Legal Description	RAMSGATE L 16 BK B SEC 1
Legal Subdivision	RAMSGATE
Legal Block	B
Legal Lot Number	16
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2006
Census Tract	100926

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10951 PEGWELL DR, MIDLOTHIAN, VA 23113-1140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Feb 20, 2020	Deed of Trust, Mortgage · Line of Credit VILLAGE BK
Mar 14, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2003 · Amount on Record
Deed Sale	Aug 12, 2003 · Amount on Record
Deed Book / Page	5300 / 810
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	10951 PEGWELL DR, MIDLOTHIAN, VA 23113-1140
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014389-452
Date	Oct 6, 2023
Book Page	14389/452
Instrument	2023030409

Lender

Name	TD BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	10951 PEGWELL DR, MIDLOTHIAN, VA 23113-1140
Document Number	12640768
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10951 PEGWELL DR MIDLOTHIAN VA 231131140, MIDLOTHIAN, VA 23113-1140

Mortgage

Document Number	12640768
Date	Feb 25, 2020
Book Page	012640/000768
Instrument	8454

Lender

Name	VILLAGE BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	10951 PEGWELL DR, MIDLOTHIAN, VA 23113-1140
Document Number	11571520
Instrument Date	Mar 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10951 PEGWELL DR MIDLOTHIAN VA 231131140, MIDLOTHIAN, VA 23113-1140

Mortgage

Document Number	11571520
Date	Mar 28, 2017
Book Page	011571/000520
Instrument	11922

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,257.00 (+5.73%)	$587,900 (-) Land $140,000 Building $447,900	$587,900 (-) Land $140,000 Building $447,900
2025		$587,900 (+8.13%) Land $140,000 Building $447,900	$587,900 (+8.13%) Land $140,000 Building $447,900
2023	$4,972.00	$543,700 Land $110,300 Building $433,400	$543,700 Land $110,300 Building $433,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2023

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pegwell Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures