10951 N Waldron Rd, Jerome, MI 49249 Property Records

Hillsdale County property record for 10951 N Waldron Rd, Jerome, MI 49249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1996
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jul 2022)
Tax Bill	$4,255 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-130-001-085`

Property Details

APN / Parcel Number

Primary APN	`04-130-001-085`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	2,352 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	182 ft deep x 60 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10951 N WALDRON RD
City	JEROME
State	MI
Zip	49249-9837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU1
Legal Description	LOT 85 LAKE LE ANN - GRAND VIEW SEC 10 T5S R1W
Legal Range	01W
Legal Township	05S
Legal Section	10
Legal Subdivision	LAKE LE ANN - GRAND
Legal Lot Number	85
Jurisdiction	HILLSDALE MI
Township / Civil Division	SOMERSET
Census Block Group	1
Census Block	1019
Census Tract	50101

Owner

10951 N Waldron Rd is owned and occupied by an individual who bought it in July 2022.

Source: Hillsdale County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	10951 N WALDRON RD, JEROME, MI 49249-9837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY
Dec 20, 2019	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jun 27, 2017	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	May 30, 2012 · Amount on File
Deed Document Number	2022592449
Deed Book / Page	1831 / 608
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jul 25, 2022
Property Address	10951 N WALDRON RD, JEROME, MI 49249-9837
Document Number	001831/608
Book / Page	1831 / 608
Map Reference	LB 6 PG 6 & 7
Instrument Date	Jul 21, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10951 N WALDRON RD, 10951, JEROME, MI 49249-9837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3043 OVERHILL RD, JACKSON, MI 49203-5040

Mortgage

Document Number	0018310610
Date	Jul 25, 2022
Instrument	1831-0610

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	10951 N WALDRON RD, JEROME, MI 49249-9837
Transaction Type	Mortgage
Record Updated	Jan 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1746/0765
Date	Dec 20, 2019
Book Page	1746/0765

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	JACKSON, MI 49202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	10951 N WALDRON RD, JEROME, MI 49249-9837
Transaction Type	Mortgage
Record Updated	Jul 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0016590708
Date	Jun 27, 2017
Book Page	1659/0708

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	JACKSON, MI 49202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10951 N Waldron Rd was $4,255.

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Somerset Township
Unified School District	Addison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,590	$344,122 Land $14,444 Building $329,678
2025	$4,255.00
2023		$140,210	$275,549 Land $5,375 Building $270,174
2021	$2,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10951 N Waldron Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10951 N Waldron Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERSET CENTRE ESTATES private · serves 368 people · EPA ID MI0040184
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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