Henderson County property record for 10950 Co Rd 3909, Athens, TX 75752
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 1,700 sqft · built 2021 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $427,500 (Dec 2021) |
| Tax Bill | $3,436 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0250-0130-0A00-00 |
| Primary APN | 0250-0130-0A00-00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,700 sqft Gross Area |
| 1st Floor Area | 600 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Type | Detached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Utility Building | 600 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 314723 |
|---|---|
| Street Address | 10950 COUNTY ROAD 3909 |
| City | ATHENS |
| State | TX |
| Zip | 75752-4087 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | TR 13A AB 250 A DE LA GARZA SUR, TR 13A |
| Legal Subdivision | A DE LA GARZA SUR |
| Legal Tract | 13A |
| Jurisdiction | HENDERSON TX |
| Township / Civil Division | ATHENS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 950400 |
10950 Co Rd 3909, an agricultural property, is owned and occupied by two individuals who bought it in December 2021.
Source: Henderson County records, as of September 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10950 COUNTY ROAD 3909, ATHENS, TX 75752-4087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPIRIT OF TEXAS BANK SSB |
| Dec 15, 2021 | Vendor's Lien, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2021 · Amount on File |
| Deed Sale | Dec 15, 2021 · Amount on File |
| Deed Document Number | 202124033 |
| Prior Transfer Date | Dec 13, 2021 |
| Prior Transfer Doc | 0000024033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON TX |
| Property Address | 10950 COUNTY ROAD 3909, ATHENS, TX 75752-4087 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Title Company | COLONIAL TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 202100005641 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-00005641 |
| Name | SPIRIT OF TEXAS BANK SSB |
|---|---|
| Type | Bank |
| Address | COLLEGE STATION, TX 77840 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 23, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 23, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | Other |
| Margin | 1 |
| Max Rate | 9.75% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HENDERSON TX |
| Recording Date | Dec 15, 2021 |
| Property Address | 10950 COUNTY ROAD 3909, ATHENS, TX 75752-4087 |
| Document Number | 202100024033 |
| Map Reference | DOC 2020-00006340 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2021-00024033 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 216 LAKEVIEW CIR, 216, EUSTACE, TX 75124-9706 |
| Name | Verified Name |
|---|---|
| Address | 1300 BOAZ RD, HASLET, TX 76052-3543 |
| Document Number | 202100024034 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021-00024034 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Henderson County assessment roll, as of September 17, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Henderson County |
| Unified School District | Athens Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $310,851 | $532,926 Land $340,875 Building $192,051 | |
| 2024 | $3,436.00 (+56.61%) | ||
| 2023 | $2,194.00 (-25.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $357,039 | $545,823 Land $252,500 Building $293,323 |
| 2022 | $2,962.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10950 Co Rd 3909 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10950 Co Rd 3909 is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 42% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHEL ASH WSC BETHEL PLANT serves 186 people · EPA ID TX1070034 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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