1095 Wilderfield Rd, Los Gatos, CA 95033 Property Records

Santa Cruz County property record for 1095 Wilderfield Rd, Los Gatos, CA 95033

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 3 ba · 3,227 sqft · built 1986
Lot Size	5.31 acres (231,696 sqft)
Owner	Individual Name on File
Last Sale	$1,420,000 (Jul 2020)
Tax Bill	$17,446 (2025)
Deeds & Mortgages	May 2019 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091-131-21`

Property Details

APN / Parcel Number

Primary APN	`091-131-21`
Alternative APN	`091-131-21-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	3,227 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2016
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	231,696 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	65 sqft
Parking Spaces	2 Parking Spaces
Deck Area	308 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1095 WILDERFIELD RD
City	LOS GATOS
State	CA
Zip	95033-9424
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	SU
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	3
Census Block	3016
Census Tract	120500

Owner

1095 Wilderfield Rd, recreational vacant land, is owned by an individual who bought it in July 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4803 NE GOING ST, PORTLAND, OR 97218-2003
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jul 6, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Apr 1, 2014 · Amount on File
Deed Document Number	202024235
Prior Transfer Date	Sep 14, 1994
Prior Transfer Doc	0000064564
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1095 WILDERFIELD RD, LOS GATOS, CA 95033-9424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011881
Date	May 7, 2019
Instrument	2019-0011881

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 6, 2020
Property Address	1095 WILDERFIELD RD, LOS GATOS, CA 95033-9424
Document Number	0000024235
Instrument Date	Jun 25, 2020
Instrument	2020-0024235
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1095 WILDERFIELD RD, LOS GATOS, CA 95033-9424

Mortgage

Document Number	0000024236
Date	Jul 6, 2020
Instrument	2020-0024236

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1095 Wilderfield Rd was $17,446.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Lakeside Joint Elementary School District (KG - 08)
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,567,794 (+2%) Land $1,015,754 Building $552,040
2025	$17,446.00	$1,537,054 Land $995,838 Building $541,216
2023	$16,443.00 (-0.9%) Homeowner's exemption	$1,477,368 Land $957,168 Building $520,200	$1,355,490
2022	$16,593.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1095 Wilderfield Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1982–2000)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Feb 2000 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 9 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1095 Wilderfield Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surfnet Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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