1095 Westhampton Rd, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 1095 Westhampton Rd, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,845 sqft · built 1841
Lot Size	1.77 acres (77,275 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Dec 2020)
Tax Bill	$6,225 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
APN	`NHAM M:0041 B:0022 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0041 B:0022 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,845 sqft Living Area
1st Floor Area	616 sqft

Exterior

Year Built	Built 1841
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	77,275 sqft (1.77 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	1095 WESTHAMPTON RD
City	FLORENCE
State	MA
Zip	01062-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	22
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	3
Census Block	3036
Census Tract	822200

Owner

Source: Hampshire County and Northampton City records · APN NHAM M:0041 B:0022 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1095 WESTHAMPTON RD, FLORENCE, MA 01062-9741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Prior Sale	Sep 18, 2015 · Amount on Record
Deed Document Number	202027124
Deed Book / Page	13900 / 288
Record Updated	Sep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Dec 16, 2020
Property Address	1095 WESTHAMPTON RD, NORTHAMPTON, MA 01062-9741
Document Number	13900-288
Book / Page	013900 / 000288
Instrument Date	Dec 04, 2020
Instrument	27124
Transaction Type	Transfer
Record Updated	Jan 05, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,459.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 LOCUST ST HOLYOKE MA 010403118, HOLYOKE, MA 01040-3118

Mortgage

Document Number	13900-293
Date	Dec 16, 2020
Book Page	013900/000293
Instrument	27125

Lender

Name	DAVID M COWAN

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

Tax Assessment & Valuation

Source: Hampshire County and Northampton City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,225.00 (+6.81%)	$446,900 (+21.47%) Land $108,900 Building $338,000	$482,220 (+9.94%)
2024			$438,615
2023	$5,828.00	$367,900 Land $94,500 Building $273,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 82 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.