1095 W Pointer Loop, Hernando, FL 34442 Property Records

Citrus County property record for 1095 W Pointer Loop, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2018
Square Footage	2,547 sqft Living Area
Lot Size	22,712 sqft (0.521 acres)
Occupancy	Owner Occupied
Last Sale	$675,000 (2021)
Tax Bill	$8,254.00 (2024)

Owner

Source: Citrus County records · APN 18E-18S-25-0320-000G0-0960

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1095 W POINTER LOOP, HERNANDO, FL 34442-6375
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Apr 14, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 22, 2019	Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC
Feb 01, 2018	Warranty Deed, Transfer · Building or Construction Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Jul 22, 2019 · Amount on Record
Deed Doc Number	202157852
Deed Book / Page	3197 / 2167
Prior Transfer Date	Mar 31, 2021
Prior Transfer Doc	0031532375
Record Refreshed	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 23, 2021
Property Address	1095 W POINTER LOOP, HERNANDO, FL 34442-6375
Document Number	0031972167
Book / Page	3197 / 2167
Map Reference	MB 19 PG 72&73
Instrument Date	Aug 18, 2021
Instrument	2021057852
Transaction Type	Transfer
Record Updated	Sep 08, 2021
Title Company	NOT AVAILABLE, MANATEE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1095 W POINTER LOOP, 1095, HERNANDO, FL 34442-6375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3652 HORSEMINT TRL, LEXINGTON, KY 40509-2954

Mortgage

Document Number	31972168
Date	Aug 23, 2021
Instrument	3197/2168

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Apr 14, 2021
Property Address	1095 W POINTER LOOP, HERNANDO, FL 34442-6375
Document Number	0031532375
Book / Page	3153 / 2375
Map Reference	MB 19 PG 72&73
Instrument Date	Mar 31, 2021
Instrument	2021024065
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 W POINTER LOOP, HERNANDO, FL 34442-6375

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1095 W POINTER LOOP, HERNANDO, FL 34442-6375
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030980517
Date	Oct 07, 2020
Book Page	3098/517
Instrument	2020053985

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1095 W POINTER LOOP, HERNANDO, FL 34442-6375
Document Number	0030321826
Instrument Date	Jan 09, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 W POINTER LOOP HERNANDO FL 344426375, HERNANDO, FL 34442-6375

Mortgage

Document Number	0030321826
Date	Jan 21, 2020
Book Page	003032/001826
Instrument	3244

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 22, 2019
Property Address	1095 W POINTER LOOP, HERNANDO, FL 34442-6375
Document Number	0029911547
Book / Page	2991 / 1547
Map Reference	MB 19 PG 72&73
Instrument Date	Jul 15, 2019
Instrument	2019037641
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	TROPIC TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,395.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1095 W POINTER LOOP, 1095, HERNANDO, FL 34442-6375

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1095 W POINTER LOOP, HERNANDO, FL 34442-6375

Mortgage

Document Number	29911549
Date	Jul 22, 2019
Instrument	2991-1549

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 01, 2018
Property Address	1095 W POINTER LOOP, HERNANDO, FL 34442-6375
Document Number	0028780368
Book / Page	002878 / 000368
Instrument Date	Jan 30, 2018
Instrument	5043
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	MANATEE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$490.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	902 W SILVER MEADOW LOOP HERNANDO FL 344426181, HERNANDO, FL 34442-6181

Mortgage

Document Number	28780369
Date	Feb 01, 2018
Book Page	002878/000369
Instrument	5044

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,546.00 (+3.54%) Homeowner's exemption	$604,096 (-9.08%)	$691,257 (+4.04%) Land $63,260 Building $627,997
2024	$8,254.00 (+2.18%) Homeowner's exemption Additional exemption filed	$664,434 (+2.25%) Land $63,260 Building $601,174	$664,434 (+2.25%) Land $63,260 Building $601,174
2023	$8,078.00 (+6.92%) Homeowner's exemption Additional exemption filed	$649,784 (+17.42%) Land $63,260 Building $586,524	$649,784 (+17.42%) Land $63,260 Building $586,524
2022	$7,555.00 Homeowner's exemption Additional exemption filed	$553,371 Land $63,260 Building $490,111	$553,371 Land $63,260 Building $490,111

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`18E-18S-25-0320-000G0-0960`
Alternative APN	`3513580`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,547 sqft Living Area
Gross Area	3,372 sqft Gross Area
1st Floor	2,547 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Concrete Roof
Lot Area	22,712 sqft (0.521 acres)
Depth X Width	167 ft x 60 ft Depth x Width
Parking Spaces	12 Parking Spaces
Garage Type	Attached Garage
Garage Area	825 sqft Garage
Pool Area	512 sqft Pool
Porch Area	429 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3513580
Street Address	1095 W POINTER LOOP
City	HERNANDO
State	FL
Zip	34442-6375
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HUNT CLUB UNIT 2 PB19 PG72-73 LOT 96 BLK G
Legal Range	18E
Legal Township	18S
Legal Section	35
Legal Subdivision	HUNT CLUB UNIT II
Legal Block	G
Legal Lot Number	96
Legal Unit	2
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2010
Census Tract	450703

1095 W Pointer Loop, Hernando, FL 34442 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on W Pointer Loop

Nearby Streets

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