1095 Terry Dr, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 1095 Terry Dr, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,803 sqft · built 1975
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Nov 2001)
Tax Bill	$6,318 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`265489 094.05-2-19`

Property Details

APN / Parcel Number

Primary APN	`265489 094.05-2-19`
Alternative APNs	`54890940500002019000` `02800530000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,803 sqft Living Area
1st Floor Area	1,113 sqft
2nd Floor Area	690 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	185 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02800530000
Street Address	1095 TERRY DR
City	WEBSTER
State	NY
Zip	14580-2431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0059-13-04 SUGARCREEK L30 0193071
Legal Block	2
Legal Lot Number	19.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1002
Census Tract	11207

Owner

Source: Monroe County and Webster Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1095 TERRY DR, WEBSTER, NY 14580-2431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU
Apr 14, 2017	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2001 · Amount on Record
Deed Sale	Nov 9, 2001 · Amount on Record
Prior Sale	Feb 24, 1995 · Amount on Record
Deed Book / Page	9539 / 7
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1095 TERRY DR, WEBSTER, NY 14580-2431
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000192
Date	Apr 24, 2017
Book Page	27108/120
Instrument	201704240192

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2037

April 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	MONROE NY
Property Address	1095 TERRY DR, WEBSTER, NY 14580-2431
Document Number	0000000193
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 TERRY DR WEBSTER NY 145802431, WEBSTER, NY 14580-2431

Mortgage

Document Number	0000000193
Date	Apr 24, 2017
Book Page	027108/000136
Instrument	193

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 23, 2037

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,318.00 (+7.36%)	$140,400 (-) Land $26,000 Building $114,400	$292,500 (+20.82%) Land $54,167 Building $238,333
2023		$140,400 (-) Land $26,000 Building $114,400	$242,100 (+10.35%) Land $44,833 Building $197,267
2022		$140,400 Land $26,000 Building $114,400	$219,400 Land $40,630 Building $178,770
2021	$5,885.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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