1095 Sunset Trl, Moneta, VA 24121 Property Records

Bedford County property record for 1095 Sunset Trl, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,024 sqft · built 1973
Lot Size	1.5 acres (65,319 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Jan 2022)
Tax Bill	$1,997 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`232A2 1 10`

Property Details

APN / Parcel Number

Primary APN	`232A2 1 10`
Alternative APNs	`23224700` `160072`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft
Basement Area	1,024 sqft
Finished Basement	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,319 sqft (1.5 acres)
Deck Area	924 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	1095 SUNSET TRL
City	MONETA
State	VA
Zip	24121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH PT LT 10 SC 1
Legal Subdivision	HIGH PT
Legal Lot Number	1
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1044
Census Tract	30504

Owner

1095 Sunset Trl is owned by an individual who bought it in January 2022.

Source: Bedford County records, as of April 9, 2026

Owner of Record	Individual Name on File
Mailing Address	829 LAUREL GARDEN WAY, CARY, NC 27513-2046
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on File
Deed Sale	Jan 5, 2022 · Amount on File
Deed Document Number	2022201
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jan 5, 2022
Property Address	1095 SUNSET TRL, MONETA, VA 24121
Document Number	0220000201
Instrument Date	Jan 3, 2022
Instrument	220000201
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	CENTURY TITLE COMPANY, CENTURY TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 LAUREL GARDEN WAY, CARY, NC 27513-2046

Mortgage

Document Number	0220000202
Date	Jan 5, 2022
Instrument	220000202

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.38%

Tax Assessment & Valuation

The 2025 property tax bill for 1095 Sunset Trl was $1,997.

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,997.00	$487,300 Land $320,000 Building $167,300
2023	$1,669.00 Additional exemption filed	$203,650	$487,300 Land $320,000 Building $167,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1095 Sunset Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1095 Sunset Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber, SMLW Broadband.

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