Leelanau County property record for 1095 S Ruby Ln, Lake Leelanau, MI 49653
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,548 sqft · built 2004 |
| Lot Size | 2.81 acres (122,404 sqft) |
| Owner | Trust Name on File |
| Last Sale | $260,000 (Feb 2018) |
| Tax Bill | $4,150 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-035-001-50 |
| Primary APN | 009-035-001-50 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,548 sqft Building Perimeter |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 122,404 sqft (2.81 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1095 S RUBY LN |
|---|---|
| City | LAKE LEELANAU |
| State | MI |
| Zip | 49653-8413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF W 1/2 OF NE FRL 1/4 SEC 35 COM N 1/4 COR SD SEC TH N 89 DEG 32'35" E ALG N SEC LN 997.70 FOR POB TH CONT N 89 DEG |
| Legal Range | 12W |
| Legal Township | 30N |
| Legal Section | 35 |
| Jurisdiction | LEELANAU MI |
| Township / Civil Division | LELAND |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 970300 |
1095 S Ruby Ln is owner-occupied and held in a trust since February 2018.
Source: Leelanau County records, as of June 19, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1095 S RUBY LN, LAKE LEELANAU, MI 49653-8413 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2018 · Amount on File |
| Deed Sale | Feb 11, 2018 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1095 S Ruby Ln was $4,150 with a homeowner's exemption, up 6.6% from the year before.
Source: Leelanau County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Leelanau County |
| County Subdivision | Leland Township |
| Unified School District | Leland Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,400 (+8.79%) | $650,800 (+8.79%) | |
| 2025 | $4,150.00 (+6.63%) Homeowner's exemption | $299,100 | $598,200 |
| 2024 | $3,892.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1095 S Ruby Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1095 S Ruby Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Point Broadband.
5G (outdoors only) and 4G LTE
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