1095 Rosetree Ln, Cincinnati, OH 45230 Property Records

Hamilton County property record for 1095 Rosetree Ln, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,870 sqft · built 1956
Lot Size	0.305 acres (13,286 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,803 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-0270-0079-00`

Property Details

APN / Parcel Number

Primary APN	`500-0270-0079-00`
Alternative APN	`0041417`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,870 sqft Living Area
Gross Area	3,936 sqft
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Finished Basement	1,370 sqft
Unfinished Basement	130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,286 sqft (0.305 acres)
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	77 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1095 ROSETREE LN
City	CINCINNATI
State	OH
Zip	45230-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSETREE LN 87.70 FT IRR LOT 13 PT 14 EVWALD BL B SEC 2 PARS 79-80 CONS
Legal Subdivision	EWALD
Legal Block	B
Legal Lot Number	13
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2002
Census Tract	25002

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1095 ROSETREE LN, CINCINNATI, OH 45230-4040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP
Feb 20, 2020	Quit Claim Deed, Transfer · FHA Mortgage POLARIS HM FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2020
Deed Sale	Feb 20, 2020
Prior Sale	Nov 4, 2008 · Amount on Record
Deed Document Number	202017194
Deed Book / Page	14108 / 1072
Prior Transfer Date	Dec 27, 2019
Prior Transfer Doc	0000017194
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1095 ROSETREE LN, CINCINNATI, OH 45230-4040
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043111
Date	Apr 6, 2021
Book Page	14390/2167
Instrument	2021-0043111

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 20, 2020
Property Address	1095 ROSETREE LN, CINCINNATI, OH 45230-4040
Document Number	0000017194
Book / Page	014108 / 001072
Instrument Date	Dec 27, 2019
Instrument	17194
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	TERRA TITLE COMPANY, TERRA TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1095 ROSETREE LN CINCINNATI OH 452304040, CINCINNATI, OH 45230-4040

Mortgage

Document Number	17195
Date	Feb 20, 2020
Book Page	014108/001074
Instrument	17195

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,803.00 (+2.83%)	$108,599 (+%) Land $16,363 Building $92,236	$310,280 (-) Land $46,750 Building $263,530
2024	$6,616.00 (+5.17%)	$108,597 (-) Land $16,362 Building $92,235
2023	$6,291.00 (+38.97%)	$108,597 (+56.24%) Land $16,362 Building $92,235	$310,280 (+56.24%) Land $46,750 Building $263,530
2022	$4,527.00 Homeowner's exemption	$69,507 Land $13,685 Building $55,822
2020			$198,590 Land $39,100 Building $159,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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