1095 Prospect Ave, Mountainside, NJ 07092 Property Records

Union County and Mountainside Borough property record for 1095 Prospect Ave, Mountainside, NJ 07092

Property Summary

Property Type	Single Family Home
Details	2,006 sqft · built 1960
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (May 1994)
Tax Bill	$15,042 (2025)
Deeds & Mortgages	Jul 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`10-00005-01-00003`

Property Details

APN / Parcel Number

Primary APN	`10-00005-01-00003`
Alternative APN	`1000005A00003`

Interior

Stories	1 Story
Building Area	2,006 sqft Living Area
1st Floor Area	2,006 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Brick
Lot Area	65,776 sqft (1.51 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1000005A00003
Street Address	1095 PROSPECT AVE
City	MOUNTAINSIDE
State	NJ
Zip	07092-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	5.1
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	MOUNTAINSIDE
Census Block Group	3
Census Block	3005
Census Tract	38300

Owner

Source: Union County and Mountainside Borough records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1095 PROSPECT AVE, MOUNTAINSIDE, NJ 07092-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 1994 · Amount on Record
Deed Sale	May 13, 1994 · Amount on Record
Last Transfer Date	Jun 17, 2005
Transfer Doc	0055300363
Record Updated	Sep 20, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NJ
Property Address	1095 PROSPECT AVE, MOUNTAINSIDE, NJ 07092-1508
Document Number	0147592870
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1095 PROSPECT AVE MOUNTAINSIDE NJ 070921508, MOUNTAINSIDE, NJ 07092-1508

Mortgage

Document Number	0147592870
Date	Sep 3, 2020
Book Page	014759/002870
Instrument	698093

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1 HOME CAMPUS, DES MOINES, IA 50328-0001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

Interest

Rate	3.21%

Tax Assessment & Valuation

Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Mountainside Borough
Unified School District	Mountainside Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$716,300 (-) Land $388,800 Building $327,500	$716,300 (-) Land $388,800 Building $327,500
2025	$15,042.00 (+2.44%)	$716,300 (-) Land $388,800 Building $327,500	$716,300 (-) Land $388,800 Building $327,500
2024	$14,684.00 (+2.66%)
2023		$716,300 Land $388,800 Building $327,500	$716,300 Land $388,800 Building $327,500
2022	$14,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect Ave

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